|
Presented by
Team AFA - Southport |
125 CYPRESS Drive, East Palatka, FL, 32131 | $439,900
Now priced WELL BELOW MARKET VALUE! TURN KEY
HOME ON A BEAUTIFUL WATERFRONT LOT! RECENT upgrades: - BRAND NEW Vinyl
floors throughout (September 27th, 2025) - Brand new metal roof installed August 2022
Brand new solar panels installed Fall of 2023 - Brand new Hardie board siding installed
August 2022 - Concrete driveway was widened to accommodate 3 cars in 2023 - Brand new
8 X 12 metal storage building installed 2024 - Brand new motor for boat lift installed October
2022 - Brand new screened in back porch installed October 2023 - Brand new kitchen
cabinets install installed August 2022 - Brand new granite countertops installed August
2022 - Brand new appliances installed in August 2022 - Brand new front door installed
August 2022 - Brand new double pane windows installed August 2022 - Brand new dual
sliding glass doors installed August 2022 - 3 beautiful citrus trees planted in November
2022.
Features
- Bedrooms: 3
- Baths: 2 full
- Laundry: Electric Dryer Hookup, In Garage
- Style: Traditional
- Year Built: 1986
- Garage: 2-car
- Heating: Central, Hot Water
- Cooling: Central Air
- Approx Sq. Feet: 1,424
- Acreage: 0.22
- Lot Desc: Drainage Canal, Other
- View: Canal, River, Water
- Water Front: Yes
- Appliances: Dishwasher, Disposal, Electric Range, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Microwave
- MLS#: 2120616
- Days on Market: 89 days
- Website: https://www.raveis.com
/prop/2120616/125cypressdrive_eastpalatka_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Team AFA - SouthportLuxury Properties Specialist
203.256.3264
Al@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 12303
203.913.1633
Jorge.Rivera@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeInsurance Sales Director, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
125 CYPRESS Drive, East Palatka, FL, 32131
$439,900
Team AFA - Southport
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.256.3264
Al@Raveis.com
Jorge L Rivera
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $351,920 | $351,920 | $351,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,998 | $2,108 | $2,829 |
| Total Monthly Payment | $2,073 | $2,183 | $2,904 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388