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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. BOM -buyer's contingency to sell their home failed. Selling just under appraised value - appraisal done 12/12/2025. See 3D Tour on Zillow and use "Contact Button" NOT "schedule a tour". . . . Zillow will not send you the right way if you touch anything that says schedule a tour. If you want Care free living in water front gated community. 3/2 single story home with 2 car garage with work shop and utility sink. Low HOA pays for Roof, Painting Exterior, Lawn, and Premium Cable with Internet. Large private courtyard fenced with fountain water feature. High ceilings, beautiful updated granite counters in kitchen and baths. Large screened in porch. HOME PASSED ALL INSPECTIONS AND LIST PRICE IS BELOW APPRAISAL VALUE -shared from previous buyer. Good to go for FHA, VA, and CONVENTIONAL, loans. Coumminty has 2 lakes 1 allow boating/trolling motors and fishing in both with picnic area on 2 cul-de-sac streets and gated. Within 2-5 minute walking distance to Publix shopping center, numerous restaurants, UPS Store, massage studio, dry cleaner, dog groomers, gas station, hair salon and more. In South Lakeland area off Shepherd Rd on Mulberry-Lakeland line. Quick access to Tampa on 60, and easy to get to Lakeland airport and downtown. HOA allows seasonal rentals. Just a short car ride away from Seven Wetlands and Carter Park, bike trails with Sport fields, skate park and dog park. WalMart and post office only 5 mins away. Just 15 mins from downtown Lakeland and the Lakeland Airport.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$260,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $208,000 | $208,000 | $208,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $285 | $285 | $285 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,181 | $1,246 | $1,672 |
| Total Monthly Payment | $1,541 | $1,606 | $2,032 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.