211 POINCIANA LANE, Largo, FL, 33770 | $3,799,999

Nestled in the highly coveted Harbor Bluffs community, this Mediterranean-inspired estate exudes grand curb appeal and rests on a rare, almost double lot with tropical landscaping and a pavered circular driveway. Built in 2007, this home meets all hurricane standards and experienced zero water intrusion during last year’s unprecedented flooding, providing peace of mind alongside its luxurious design. Step through the double-door entryway into soaring ceilings and walls of windows and doors that perfectly frame serene water views. The formal living room impresses with wrought-iron accents and chandelier, while the formal dining room, located adjacent to the kitchen, ensures effortless entertaining. At the heart of the home, the spacious dine-in kitchen boasts granite counters, stainless steel appliances, and a large island with seating, all opening to a family room with a cozy fireplace and French doors leading to the pool and outdoor entertaining areas. Enjoy mornings watching dolphins at play from the water-view kitchen, or step outside to relax in your resort-style pool and expansive outdoor spaces, including a beautiful side yard and green space. The primary suite is a luxurious retreat with breathtaking water views, a custom walk-in shower, a soaker tub, two private water closets, ample counter space, and French door access to a covered patio. Additional bedrooms are well-appointed with plentiful closets and water views, while a convenient downstairs guest bedroom offers privacy with its own balcony and access to a full bathroom. Designed for the boating and fishing enthusiast, the property features a covered deep-water slip with 30, 000 lb lift and an additional 10, 000 lb lift. Additional amenities include a expansive garage, oversized laundry room, and convenient elevator, creating the ultimate combination of comfort, luxury, and functionality. Don’t miss this rare opportunity to own a stunning Harbor Bluffs waterfront estate.

Features

  • Elevator: Y
  • Rooms: 11
  • Bedrooms: 5
  • Baths: 4 full
  • Lot Size: 130 x 120
  • Laundry: Inside, Laundry Room
  • Style: Mediterranean
  • Year Built: 2007
  • Garage: 4-car Circular Driveway, Driveway, Ground Level, Oversized, Tandem
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 4,190
  • Acreage: 0.36
  • Lot Size: 130 x 120
  • Est. Taxes: $20,519
  • HOA Fee: $650 Annually
  • Lot Desc: Flood Insurance Required, FloodZone, In County, Landscaped, Near Golf Course, Unincorporated
  • View: Water
  • Elem. School: Mildred Helms Elementary-PN
  • Middle School: Largo Middle-PN
  • High School: Largo High-PN
  • Pool: Gunite, In Ground, Lighting
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
  • MLS#: TB8447033
  • Days on Market: 70 days
  • Website: https://www.raveis.com
    /eprop/TB8447033/211poincianalane_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/11/2026 10:47:05 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-581-9411

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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211 POINCIANA LANE, Largo, FL, 33770

$3,799,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,039,999 $3,039,999 $3,039,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.154% 6.121% 6.011%
Monthly Tax Payment $1,710 $1,710 $1,710
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $17,261 $18,226 $25,244
Total Monthly Payment $19,096 $20,061 $27,079

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.