10474 RIVERSIDE ROAD, Port Charlotte, FL, 33981 | $290,000

Gulf Access 4-bedroom, 3-bath waterfront home located in the highly sought-after South Gulf Cove community. This property offers 80 feet of waterfront along the Riverside Waterway with true sailboat access to the Myakka River, Charlotte Harbor, and the Gulf of Mexico. Great opportunity for an ideal primary residence or investment property—being sold AS IS with abundant potential. Inside, you enter through the combined living and dining room area, which features sliding doors leading out to the backyard. The space flows into a galley-style kitchen that is open and bright, overlooking the living/dining area and offering plenty of counter and cabinet space, a breakfast bar, and raised-panel white cabinetry. The layout continues into the spacious family room, which also includes sliders opening to the outdoor area. On one side of the home, you’ll find a primary bedroom with a built-in closet and an attached bathroom featuring an additional mirrored closet, a walk-in tiled shower, and an extended vanity with a single sink. The second primary bedroom is located on the opposite side of the home and has extensive ceiling damage. This room also includes an attached bathroom with a walk-in closet and a walk-in shower. Two additional guest bedrooms share a full bathroom, providing comfortable accommodations for family or visitors. Additional features include a 2-car garage and a dedicated laundry room, A/C (2016), and plenty of storage space. The home offers 1, 920 square feet of living area and a mix of tile and carpeted flooring throughout. The South Gulf Cove community is well-known for its excellent fishing and proximity to golf courses, with plenty of nearby shopping, dining, and entertainment options. Please note: the home has experienced interior ceiling damage from past hurricanes and will require repairs, offering a great opportunity to customize and update to your preferences.
**PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 80 x 125
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 1980
  • Garage: 2-car Driveway, Other, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,920
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $4,297
  • Lot Desc: FloodZone, In County, Near Golf Course
  • View: Water
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7518740
  • Days on Market: 34 days
  • Website: https://www.raveis.com
    /prop/C7518740/10474riversideroad_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/12/2026 7:32:10 AM)
Listing courtesy of MARINA PARK REALTY LLC   Phone: 941-205-0888

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NMLS Mortgage Loan Originator ID 16953

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10474 RIVERSIDE ROAD, Port Charlotte, FL, 33981

$290,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $232,000 $232,000 $232,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $358 $358 $358
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,317 $1,389 $1,850
Total Monthly Payment $1,750 $1,822 $2,283

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.