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PRICED TO SELL!! MOVE INTO YOUR NEW HOME WITH INSTANT EQUITY! SELLERS ARE MOTIVATED! This 4 bedroom, 2&1/2 bathroom home with NO HOA OR CDD FEES is ready for its new owners. Welcome to St. Cloud, Florida, a city often described as blending a small-town feel with convenient access to the amenities of the greater Orlando metro area. The home welcomes you with a charming covered front porch, perfect for enjoying your morning coffee or relaxing in the shade on warm afternoons. Step into this beautifully designed home featuring an inviting open-concept floor plan that seamlessly blends the living, dining, and kitchen areas into one spacious, light-filled gathering space. The large living area features vaulted ceilings, a sliding glass door providing access to the exterior of the home, and plenty of room for entertaining friends and family. This welcoming kitchen boasts granite countertops, a movable island for flexible prep and serving space, and Samsung smart appliances replaced in 2024 that add modern convenience. Just across from the kitchen is the dining room, creating a seamless flow that’s perfect for everyday meals and effortless entertaining. Exiting the kitchen and dining area, you’re greeted by a convenient half bath, ideal for guests and added privacy. Just down the hall, the garage entry corridor also houses the washer and dryer, keeping everyday tasks easily accessible yet out of sight. The home features an owners suite complete with a private en-suite bathroom, providing a relaxing retreat at the end of the day. In addition, there are three well-sized bedrooms, perfect for family, guests, or a home office, each offering comfort, natural light, and plenty of flexibility to suit your needs. Recent upgrades include new HVAC system replaced July 2025, new water heater replaced 2024, Luxury Vinyl Plank installed throughout the main living area, new vanities and lighting in the guest and owner’s suite bathrooms, and a new garage door opener replaced 2025. FRESH COAT OF PAINT ON THE INTERIOR OF THE HOME 2026. The fully fenced backyard offers both privacy and versatility, making it an ideal space for relaxing or entertaining. There’s plenty of room for gardening, whether you envision raised beds, flower plots, or a vegetable garden, along with ample open space for outdoor activities. It’s a perfect setting to enjoy fresh air, family fun, or quiet evenings outdoors. As an added bonus, the property features a flowering Oriental Orchid Tree that puts on a breathtaking display from late fall through early spring. The neighborhood is close to scenic lakefronts and offers a blend of residential, shopping, and recreational options, making it perfect for those seeking both convenience and a relaxed, community-focused lifestyle. Walt Disney World, Universal Studios, and SeaWorld are conveniently located just 30 minutes away! Additionally, Cocoa Beach is only about an hour's drive away. Call to make your appointment today. INTERIOR LISTING PHOTOS HAVE BEEN UPDATED!
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Our Executive Mortgage Banker:
Our Insurance Division:
$334,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $267,992 | $267,992 | $267,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $223 | $223 | $223 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,650 | $1,716 | $2,243 |
| Total Monthly Payment | $1,948 | $2,014 | $2,541 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.