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Presented by
Team AFA - Darien |
1321 N CENTRAL AVENUE, Flagler Beach, FL, 32136 | $1,490,000
One or more photo(s) has been virtually staged. This stunning three-story coastal retreat blends strength, style, and scenery in perfect harmony. Built with solid concrete block, accented by striking Hardie Plank siding, and topped with a durable metal roof, it offers enduring quality and undeniable curb appeal.
From expansive decks on multiple levels, take in sweeping views of both the ocean and Intracoastal—ideal settings for morning coffee, sunset gatherings, or simply soaking in the coastal breeze. The oversized two-car garage, complete with folding glass doors, doubles as a versatile space for entertaining or extra storage.
Inside, you’ll discover 4 spacious bedrooms and 4 full bathrooms, plus two bonus rooms perfect for a library, office, or creative studio. The thoughtful floor plan provides comfort and privacy, making it ideal for multigenerational living, hosting guests, or enjoying a generous coastal escape.
Set on a prime corner lot just one block from the beach, this home offers convenient access to the shoreline while maintaining a sense of privacy and seclusion. Whether you’re seeking a year-round residence, a vacation getaway, or a smart investment property, this brand-new build delivers the very best of coastal living. All information is deemed reliable but not guaranteed.
Features
- Rooms: 15
- Bedrooms: 4
- Baths: 4 full
- Laundry: Laundry Closet
- Year Built: 2025
- Garage: 2-car
- Heating: Central, Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 3,692
- Acreage: 0.12
- Est. Taxes: $4,449
- Elem. School: Old Kings Elementary
- Middle School: Buddy Taylor Middle
- High School: Flagler-Palm Coast High
- Appliances: Dishwasher, Electric Water Heater, Range, Refrigerator
- MLS#: FC313184
- Days on Market: 83 days
- Website: https://www.raveis.com
/eprop/FC313184/1321ncentralavenue_flaglerbeach_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Team AFA - DarienLuxury Properties Specialists
203.256.3264
Al@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 12303
203.913.1633
Jorge.Rivera@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1321 N CENTRAL AVENUE, Flagler Beach, FL, 32136
$1,490,000
Team AFA - Darien
Luxury Properties Specialists
William Raveis Real Estate
Phone: 203.256.3264
Al@Raveis.com
Jorge L Rivera
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,192,000 | $1,192,000 | $1,192,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.046% | 5.846% | 5.700% |
| Monthly Tax Payment | $371 | $371 | $371 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,582 | $6,956 | $9,740 |
| Total Monthly Payment | $7,078 | $7,452 | $10,236 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388