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Some houses are just a space. This home is a lifestyle. Set on a quiet tidal creek in The Retreat at Canterbury Woods, this single-story home offers a backyard that is pure Lowcountry--your own private dock, shifting marsh views, and a tidal waterway that runs about 250 yards to Church Creek. At low tide, you can kayak out with just a few inches of water. At higher tides--typically 4-5 feet deep--the creek is ideal for jon boats, kayaks, paddleboards, and other shallow-draft craft. (The seller has even seen larger boats--up to about 21 feet--make the run during the high-tide window. ) It's a tidal system, but it's absolutely water you can use and enjoy. And even if you're not a paddler or a putterer, the daily nature show out back is worth the price of admission. Eagles, hawks, heron, egrets, raccoonsyou'll have some of the best neighbors in Charleston. Add in the never-ending dance of light, tide, and marshgrass, and it feels like the outdoors is doing the decorating for you. Inside, the home is bright and easy to live in. A vaulted great room with skylights and a brick fireplace opens toward the sunroom and marsh. The sunroom runs along the back of the house with windows on three sides, so the water and trees are always in view. The kitchen, dining, and breakfast areas sit together off to one sideupdated cabinetry and solid-surface counters, ready for everyday use without feeling fussy. The primary bedroom looks out toward the pool and creek with its own access to the patio, and the secondary bedrooms are tucked on the opposite side for a bit of separation. If you've been waiting for a place that offers comfort, privacy, and a true Lowcountry outdoor lifenot just a view, but a dock, a pool, and usable tidal waterthis one delivers.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.397% | 6.304% | 5.628% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,533 | $2,673 | $3,566 |
| Total Monthly Payment | $2,625 | $2,765 | $3,658 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.