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Welcome Home! For the last 18 years, this home has been loved & cared for by this same owner and the warmth of that stewardship shines through the moment you step inside. Nestled close to town with a maintenance-free exterior and a charming lot, 2 Cooper Ave offers 1535 sq ft of comfort, convenience, and a sense of belonging that only comes from years of thoughtful ownership. Featuring 3 bedrooms, 2 Baths and an attached one-car garage with a mudroom entry into the home. One of the upstairs BRs has a sunken 8'9" x 6ft office or sitting area off of it. A welcoming family room with a propane raised hearth fireplace, this home has been a place of memories and pride. The large eat-in kitchen is fully applianced with sliders leading to a 20 x 16 Deck overlooking a private fenced in spacious back yard with a 12 x 8 shed. Currently the owner has zoning approval for a home Hair Dressing studio in the 1st floor BR. Whether you envision a home office, a small business setup or a creative studio, this home offers that possibility. Roof is one year old, newer vinyl flooring in kitchen and Newer Appliances. Featuring Central Air, Every detail reflects years of pride and care. Now, this beloved home is ready for someone new to appreciate its character, comfort and potential just as much as the current owner has.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Vinyl Floor | 9.6 x 12.2 | Main |
| Bedroom 2 | Wall/Wall Carpet | 11.9 x 12.3 | Upper |
| Dining Room | Sliders,Laminate Floor | 5.9 x 13.9 | Main |
| Family Room | Gas Log Fireplace,Wall/Wall Carpet | 11.6 x 12.2 | Main |
| Kitchen | Ceiling Fan,Laminate Floor | 13.4 x 15.3 | Main |
| Living Room | Bay/Bow Window,Wall/Wall Carpet | 11.4 x 15.2 | Main |
| Primary Bedroom | Wall/Wall Carpet | 11.8 x 15.9 | Upper |
| Sun Room | Laminate Floor | 6.4 x 10.4 | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $464 | $464 | $464 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,634 | $1,701 | $2,269 |
| Total Monthly Payment | $2,173 | $2,240 | $2,808 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.