|
Presented by
Ruth Bruton |
10 Jay Street, Montpelier, VT, 05602 | $294,500
Historic 2-Bedroom Home Steps from Downtown Montpelier Discover classic Vermont charm in this inviting 2-bedroom, 1-bath single-family home located just a short walk from downtown Montpelier. Built in 1850, this 1, 128 sq. ft. residence blends historic character with everyday comfort. Inside, you'll find a warm and welcoming layout with plenty of natural light. The main floor features cozy living spaces perfect for relaxing or entertaining, while the upper level includes two comfortable bedrooms and a full bathroom. The home is equipped with a forced hot air heating system, ensuring reliable warmth during the cold months. Set on a manageable 0. 14-acre lot, the property offers just the right amount of outdoor space for gardening, play, or quiet enjoyment—without the upkeep of a large yard. Its location is truly unbeatable: enjoy quick access to local shops, cafés, the State House, parks, and all the amenities of downtown Montpelier. Whether you're a first-time buyer, downsizing, or seeking an affordable home in the heart of Vermont’s capital city, 10 Jay St is a rare opportunity to own a charming historic property in a prime location.
Features
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Style: New Englander
- Year Built: 1850
- Heating: Hot Air
- Cooling: None
- Basement: Dirt
- Approx Sq. Feet: 1,128
- Acreage: 0.14
- Est. Taxes: $5,445
- Lot Desc: Level
- Middle School: Main Street Middle School
- High School: Montpelier High School
- School District: Montpelier School District
- MLS#: 5071350
- Website: https://www.raveis.com
/prop/5071350/10jaystreet_montpelier_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 3/17/2026
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Ruth BrutonLuxury Properties Specialist
203.610.0718
Ruth.Bruton@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Christine PrestonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 90874
203.521.7207
Christine.Preston@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance
203.561.0013
Rosemarie.DePasquale@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
10 Jay Street, Montpelier, VT, 05602
$294,500
Ruth Bruton
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.610.0718
Ruth.Bruton@raveis.com
Christine Preston
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.521.7207
Christine.Preston@raveis.com
NMLS Mortgage Loan Originator ID 90874
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $235,600 | $235,600 | $235,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.648% |
| Monthly Tax Payment | $454 | $454 | $454 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,356 | $1,432 | $1,909 |
| Total Monthly Payment | $1,885 | $1,961 | $2,438 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484