|
|
461 NE 115th Street Bright, modern, and highly versatile 3BR/2BA home offering an exceptional blend of comfort and long-term value. Expansive interior features a renovated kitchen, updated bathrooms, and generous living areas with an easy, open flow, complemented by elegant tile and marble flooring throughout. Detached structure provides ideal space for a private office, gym, artist studio, or creative workspace, with flexibility and future value-add potential. Outdoor living shines with a covered poolside patio, beautiful pool, and private fenced yard—perfect for entertaining. Additional highlights include a full 2-car garage, ample parking, impact windows, and an oversized walk-in laundry and kitchen pantry area offering rare storage and functionality. Ideally located just north of Miami Shores near local cafés, shops, and neighborhood favorites. Strong appeal for both end users and investors seeking long-term appreciation and rental potential. Images may be virtually staged and/or digitally enhanced (furniture, colors, fixtures, landscaping) for illustrative purposes only.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,080,000 | $1,080,000 | $1,080,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.385% | 6.223% |
| Monthly Tax Payment | $1,161 | $1,161 | $1,161 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,475 | $6,650 | $9,114 |
| Total Monthly Payment | $7,761 | $7,936 | $10,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.