8773 MIDNIGHT PASS ROAD, #102G, Siesta Key, FL, 34242 | $550,000

Welcome to Island Reef, a fantastic Beach to Bay Luxury Resort-Style Complex on South Siesta Key. This rarely
available first floor condo offers it's owners the ultimate in convenience with easy parking at the front door. Step
out your back glassed lanai to the pool and tennis /pickleball courts, and beautiful courtyard. This 2 bedroom/2
bathroom condo is fully furnished and has been used as a vacation home and part-time rental. There is an open floor
plan with split bedrooms, a glassed lanai, kitchen dinette, inside laundry, and a pass-through kitchen to the Living
and Dining area. Recent updates include luxury vinyl plank through-out, and tile floors in the lanai. New area rugs
and coastal furnishings create a comfortable, easy-care setting. There is ample storage with full-wall closets in
the guest bedroom, a walk-in closet in the Master Bedroom, and a linen and entry closet and large storage room off
the foyer. Amenities at Island Reef are second to none. Enjoy a swim or aerobics class in a choice of 2 heated
pools. The updated clubhouse can be reserved for personal use and is the site of the many social events. Other
amenities include; a game room, library, fitness room, dock, beach frontage, pickleball and tennis courts,
shuffleboard, kayak and bike storage and an active social program. There is an inhouse rental program and on-site
manager. If you want to head to the Siesta Key Beach, the SK Village, and beyond, you can pick up the free Trolley
from the Island Reef Entrance. Walk to Turtles Restaurant or Turtle Beach Park or rent a boat from the nearby
Marina. If you have always wanted to live in Paradise, here is your opportunity at a great price! This unit is SOLD
AS-IS. An assessment related to final repairs from the 2024 storms is expected to be $4000. 00 in 2026.

Features

  • Elevator: Y
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Levels: 5
  • Amenities: Clubhouse, Elevator(s), Fitness Center, Laundry, Lobby Key Required, Maintenance, Optional Additional Fees, Pickleball Court(s), Pool, Recreation Facilities
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, In Kitchen, Inside, Laundry Closet, Washer Hookup
  • Complex: ISLAND REEF 11 PH 1 & 2
  • Year Built: 1981
  • Approx Sq. Feet: 1,303
  • Est. Taxes: $3,925
  • Condo Fee: $3,000 Quarterly
  • Lot Desc: FloodZone, Landscaped, Level
  • View: Park/Greenbelt, Pool, Tennis Court
  • Elem. School: Phillippi Shores Elementary
  • Middle School: Brookside Middle
  • High School: Riverview High
  • Pool: Gunite, Heated, In Ground, Lighting, Tile
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: A4674136
  • Days on Market: 51 days
  • Website: https://www.raveis.com
    /prop/A4674136/8773midnightpassroad_siestakey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/18/2026 3:55:43 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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8773 MIDNIGHT PASS ROAD, #102G, Siesta Key, FL, 34242

$550,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $440,000 $440,000 $440,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.132% 5.396%
Monthly Tax Payment $327 $327 $327
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,430 $2,635 $3,508
Total Monthly Payment $2,849 $3,054 $3,927

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.