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Welcome to your slice of Florida paradise! This meticulously maintained, freshly updated, TURN-KEY 2-bedroom, 2-bathroom home offers exceptional value with **NO LOT RENT**—your purchase includes ownership of the lot/share valued at $60, 000. Built in 2005, this solid manufactured home has no flood history and no major hurricane damage, and features a new shingle roof installed in December 2022.
Inside, you’ll find waterproof luxury vinyl flooring throughout, fresh interior paint, new window treatments, and two new water-efficient toilets. Most furniture and all appliances remain, including a sleeper sofa in the living room. The vaulted ceilings create an open, airy feel, while the center kitchen island with bar seating, abundant cabinetry, and the conveniently located interior laundry area (with extra storage) add everyday functionality.
The front enclosed lanai faces east for warm morning sun, comfortable shaded afternoons, and valuable additional living space you can enjoy year-round. Ceiling fans in every room—including the lanai—ensure comfort throughout the home.
Outside, two spacious sheds offer excellent storage for a golf cart, tools, lawn equipment, sporting gear, and more. A standout feature of this property is its oversized private lot at the end of the street, providing exceptional privacy and ample backyard space for pets, future additions, a deck, patio, or garden. A community privacy fence borders the rear of the property, creating a peaceful, secluded setting. Attractive landscaping and a newly textured and painted driveway and sidewalk elevate the curb appeal.
The low monthly HOA fee of $298. 00 covers water, sewer, lawn care, garbage/recycling, and maintenance of all common areas and amenities—making this home an affordable and low-maintenance choice, especially with lot ownership included. For added peace of mind, the home also includes a 1-year Home Warranty for the new buyer.
Alligator Park is one of Punta Gorda’s most beautiful and desirable 55+ resident-owned communities, known for its friendly, active atmosphere. Enjoy concerts, card games, dances, social gatherings, and relaxing happy hours by the community-owned lake. Amenities include a large clubhouse with a full kitchen, a mini-hall with pool tables (available for private events), a library, laundry facilities, and a stunning oversized pool built just two years ago. At 22 feet above sea level, the community is located in a NO FLOOD ZONE, with shopping, churches, and essential services conveniently within a mile.
This home offers a rare and affordable opportunity to enjoy the Sunshine State lifestyle in a warm, welcoming community. It requires no work and is ready for immediate occupancy—simply move in and start enjoying Florida living instead of tackling home projects.
Don’t miss this perfect blend of comfort, convenience, value, and community. With a smart floor plan, valuable updates, indoor laundry, two storage sheds, a spacious lanai, and an oversized end lot with room to grow, this property truly stands out. Best of all, Alligator Park is known for its wonderful people, vibrant social environment, and ideal Punta Gorda location—one of Florida’s most charming, scenic cities on beautiful Charlotte Harbor. FINANCING AVAILABLE ASK LISTING AGENT.
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Our Executive Mortgage Banker:
Our Insurance Division:
$139,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $111,920 | $111,920 | $111,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.304% | 5.628% |
| Monthly Tax Payment | $164 | $164 | $164 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $644 | $680 | $907 |
| Total Monthly Payment | $883 | $919 | $1,146 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.