1286 WISPY CYPRESS DRIVE, Kissimmee, FL, 34746 | $289,000

Short Sale. Short Sale, BANK APPROVAL REQUIRED. This is a short sale, which simply means this transaction requires lender approval. If you're not familiar with how short sales work or the benefits they can provide, don't worry. Call or text me and we're here to help and guide you through every step of the process. We'll make it easy to understand and handle all the details.
You know that feeling when you walk into a place and everything just clicks? That's exactly what happens at 1286 Wispy Cypress Drive. Here's the thing that'll really grab your attention: solar panels come with this home, which means from the moment you get your keys, your electric bills start shrinking. We're talking real money back in your pocket every month, and honestly, who doesn't love that kind of welcome gift?
So picture this. You walk through the front door and the whole first floor opens up in front of you. Tile everywhere, so no worrying about carpet stains or wear patterns. The light pours through these gorgeous tinted windows that already have treatments installed, and there are ceiling fans keeping the air moving just right. The Great Room feels like the kind of space where life actually happens, you know? It flows right out to your covered lanai, and I can already see you out there on Saturday mornings with your coffee, planning your day while the world wakes up around you. The kitchen is one of those spaces that makes you want to cook more. Those 42-inch cabinets reach all the way up, the quartz countertops shimmer against this perfectly matched backsplash, and everything's stainless and ready to go. They even upgraded the lighting because someone really thought about how this home would actually be lived in.
Now let's talk about something that matters. Three bedrooms means you've got options, whether that's a home office, a guest room, or whatever life throws your way. The two secondary bedrooms share this clever Jack and Jill bath with separate vanities, so no more fighting over sink space in the morning. Your primary suite though? That's your escape. Dual sinks, a walk-in shower that's honestly going to make you lose track of time, and a linen closet that actually fits your stuff. The garage isn't just a garage either. Insulated door, upgraded opener, even a water softener because comfort doesn't stop at the front door.
But wait until you hear about living in Cypress Hammock. Resort-style pool for those blazing Florida afternoons. Splash pad for spontaneous fun. Walking trails when you need to clear your head without getting in the car. Multi-sports fields and picnic areas with grills already set up. It's like having a vacation resort as your backyard, and here's the kicker: no CDD fees. None. That's money staying in your account where it belongs. And the location? You're minutes from shopping and dining, less than two miles from the Sun Rail Station if you're commuting to Orlando, and there's a brand new K-8 school right in the neighborhood.
Listen, this corner homesite with all these upgrades and built-in solar savings isn't going to sit around waiting. Let's get you in for a private showing so you can see yourself living here. Trust me, you'll want to see this one in person. Call today and let's make it happen.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,918
  • Acreage: 0.08
  • Est. Taxes: $4,515
  • HOA Fee: $318 Monthly
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Microwave, Refrigerator
  • MLS#: O6354485
  • Days on Market: 41 days
  • Website: https://www.raveis.com
    /prop/O6354485/1286wispycypressdrive_kissimmee_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/7/2026 12:15:38 AM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1286 WISPY CYPRESS DRIVE, Kissimmee, FL, 34746

$289,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $231,200 $231,200 $231,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.292% 5.609%
Monthly Tax Payment $376 $376 $376
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,313 $1,405 $1,874
Total Monthly Payment $1,764 $1,856 $2,325

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.