Welcome to 1897 Hickory Trace Drive, nestled in the heart of the desirable River Hills Reserve subdivision of Orange Park, FL 32003. This two-story home spans approximately 3, 140 sq ft, built in 2004, and features 4 bedrooms and 3 bathrooms. With a two-car garage and a well-sized corner lot, this residence offers a canvas of space and potential.
As you approach the home, you'll notice mature landscaping that frames a home rich in architectural character. Grand arched windows punctuate the front facade and invite light into the double-height entryway. The driveway sweeps toward a two-car garage featuring carriage-style accents, and a smooth walkway leads up to elegant double front doors that hint at the strong bones beneath the surface.
Stepping around to the rear, a covered patio awaits—complete with sturdy columns and a vaulted ceiling that stretch out into the open backyard. Here, the yard is level, grassy, and ready for whatever outdoor vision you bring: whether it's a garden retreat, a play area, or an entertaining zone beneath blue skies.
Inside, the details remain to be discovered. The home is being sold as-is, and it does require exterior painting and a new roof. Those needs open the door to personal style and customization, allowing you to capture value and make it your own.
The location is a strong part of the story. River Hills Reserve is a neighborhood of larger homes, built in the early 2000s, offering generous square footage in a setting that balances tranquility with convenience. The broader area of Orange Park is a well-established suburb of Jacksonville, with a mix of natural beauty, easy access to amenities, and solid community infrastructure.
Here's a snapshot of the home's key features:
" Over 3, 100 sq ft of living space (4 beds / 3 baths)
" Built in 2004, two-story structure
" Two-car garage with carriage-style detailing
" Corner lot with mature landscaping including magnolia trees and flowering shrubs
" A covered back patio with vaulted ceiling and sturdy columns - ideal for relaxing or hosting
" Open, grassy backyard that invites customization and outdoor enjoyment
" Exterior that needs painting and roof replacement - sold as-is, ready for transformation
Whether you're drawn by the spacious yard, the strong neighborhood, or the opportunity to apply your own finishing touches, this home presents a chance to build equity and shape your ideal living space. Make the most of the corner lot in River Hills Reserve and bring your vision to life at 1897 Hickory Trace Drive.
No sight-unseen offers. Any offer from a buyer who has not physically viewed the property will be rejected.
The information provided in this listing is the best of the seller's/ Listing agent knowledge and cannot be exclusively relied on by buyer. Buyer must independently verify all information pertaining to the property.
"Seller never occupied. Neither the seller or listing agent make any representations as to the accuracy of any information contained herein. Buyer/buyer agent must conduct their own due diligence, verifications, research and inspections and are relying solely on the results thereof. "
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|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $438,400 | $438,400 | $438,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.419% | 5.668% |
| Monthly Tax Payment | $545 | $545 | $545 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,593 | $2,699 | $3,553 |
| Total Monthly Payment | $3,229 | $3,335 | $4,189 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.