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Incredibly spacious townhome on an amazing back community grassy knoll for plenty of privacy in sought after Santa Cruz! Pets allowed. This well maintained home with newer a/c (2024) features a valuable flex room on the main level—ideal as a den, office, fitness space, or even guest/ 3rd bedroom. Retire at night to the 2 extra-large bedrooms, and 2 full baths upstairs. You will appreciate the abundant natural light, and a screened patio overlooking a serene, treed open green space maintained by the community. HOA fee includes building insurance, exterior maintenance, and a community pool, offering true low-maintenance living with a newer 2018 roof adds peace of mind to the home and community. Nestled in a well-maintained community with low-maintenance living, this townhome is ideally located just minutes from shopping, dining, parks, schools, and major commuter routes making everyday life easy and convenient. Perfect for first-time buyers, families, or anyone seeking a flexible floor plan in a desirable Boynton Beach neighborhood. Experience comfort, convenience, and long-term confidence in one of South Florida's most appealing communities. Living in this Boynton Beach townhome means enjoying one of the most convenient locations in Palm Beach County. You're close to I-95, the Turnpike, and major east-west routes, making commutes to West Palm Beach, Delray, Boca, or the airport incredibly easy. Whether you work nearby or just want to shorten daily errands, this community keeps everything within quick reach. The beach is only minutes away, giving you effortless access to some of the best shoreline in South Florida. Spend your mornings walking along the sand, enjoy sunsets at Oceanfront Park, or explore Delray's vibrant beachfront just down the road. For outdoor enthusiasts, the nearby parks, golf courses, and natural preserves offer endless ways to stay active. Boynton Beach has become a major hub for dining and shopping, with options for every taste and budget. You'll find popular spots like Green Owl, Prime Catch, and Banana Boat along the Intracoastal, plus casual cafés, bakeries, and take-out favorites within a 5-minute drive. The Boynton Beach Mall and multiple shopping centers offer national retailers, boutique stores, and essential services all conveniently located. Everyday living is made simple in this location. Publix, Whole Foods, Target, Home Depot, and a wide range of medical facilities are just around the corner. Whether you're stocking up the pantry, grabbing a quick meal, or taking the kids to activities, the ease of access saves time and reduces stress. Choosing a townhome in Santa Cruz means choosing comfort, convenience, and a lifestyle that grows with you. With a peaceful green-space view, community amenities, and a location that puts everything at your fingertips, this Boynton Beach property is an ideal blend of value, space, and Florida living.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $247,200 | $247,200 | $247,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.557% | 5.990% |
| Monthly Tax Payment | $431 | $431 | $431 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,482 | $1,542 | $2,036 |
| Total Monthly Payment | $1,988 | $2,048 | $2,542 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.