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Rare opportunity in pet-friendly Santa Cruz! Spacious 2BR + flex room townhome priced below some nearby 2-bedroom sales, making it perfect for first-time home buyers wanting extra space. Features include NEWER A/C 2024, 2018 roof, oversized bedrooms, 2. 5 baths, abundant natural light, screened patio, and peaceful green space views. Flex room ideal for office, den, gym, or guest room. Kitchen and baths are functional and well maintained with opportunity to update cosmetically over time. HOA includes building insurance, exterior maintenance, and community pool. Close to I-95, Turnpike, shopping, dining, beaches, and parks in sought-after Boynton Beach. 9880 Kamena Circle places you in one of Boynton Beach's most convenient and connected locations in Palm Beach County. Santa Cruz offers a peaceful residential setting with green spaces and low-maintenance living, while still being just minutes from everything South Florida is known for. Residents enjoy quick access to I-95, Florida's Turnpike, and major commuter roads, making travel to Delray Beach, Boca Raton, West Palm Beach, and both Palm Beach International and Fort Lauderdale airports simple and efficient. The area is surrounded by shopping, dining, and entertainment options for every lifestyle. Nearby you'll find Publix, Whole Foods, Target, Home Depot, Boynton Beach Mall, and countless local restaurants and cafés. Enjoy waterfront dining along the Intracoastal at popular spots like Banana Boat and Prime Catch, or spend the evening exploring nearby Atlantic Avenue in Delray Beach with its boutiques, galleries, nightlife, and beach-town atmosphere. Outdoor living is part of everyday life here. Beautiful beaches and ocean parks are only a short drive away, offering easy access to boating, fishing, paddleboarding, and miles of sandy shoreline. Nature lovers appreciate nearby golf courses, parks, preserves, and walking trails throughout Palm Beach County. Palm Beach County continues to attract buyers looking for strong value, year-round sunshine, and a vibrant coastal lifestyle. Whether you are a first-time buyer, seasonal resident, or someone looking for more space and convenience, this Boynton Beach location offers the ideal balance of affordability, accessibility, and South Florida living.
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Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $219,920 | $219,920 | $219,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $431 | $431 | $431 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,317 | $1,372 | $1,812 |
| Total Monthly Payment | $1,823 | $1,878 | $2,318 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.