|
Presented by
Hickman - Coen Home Team |
If you're searching for a place that wraps you in comfort the moment you walk in, then 1005 Saltwater Circle is THE home you won't want to miss! Come tour, soak in the charm of the Cordgrass Landing Community, and discover the perfect blend of Johns Island serenity with West Ashley convenience. This beautifully appointed home built in 2023 features the sought-after Victor floor plan with durable Hardie-Plank exterior siding and a thoughtfully designed two-story layout offering five bedrooms and two and a half baths. The main level is highlighted by 9 foot ceilings and luxury vinyl plank flooring throughout the living room, dining room, and kitchen, with tile in the laundry room and primary bath, and plush carpet in the primary bedroom for added comfort. A welcoming foyer leads to theformal dining room accented by elegant arched doorways, regal wainscoting throughout the main living space, and complemented by updated lighting throughout the home. The living room is cozy and inviting, featuring a gas fireplace perfect for relaxing or entertaining. The gourmet kitchen showcases quartz countertops, a stylish backsplash, five-burner gas range, convection oven/microwave combo, farmhouse sink, and a full pantry, ideal for everyday living. The laundry room is conveniently located just off the spacious 2-car garage, and the home includes a tankless hot water heater for endless hot water. The secluded primary suite is tucked away providing a peaceful retreat on the main level and features tray ceilings, a double vanity, a large walk-in shower, and an oversized walk-in closet. Upstairs offers tremendous flexibility with four additional bedrooms, a large bonus/media room, iron stair railing accents, abundant storage, and generous walk-in closets throughout. Enjoy outdoor living on the screened porch overlooking an oversized quarter-acre backyard. Residents of this boutique neighborhood enjoy a community boat dock, a serene natural setting, and convenient access to downtown Charleston, area beaches, and schools. This home is being offered at a stunning price $25K under appraisal, presenting an incredible value for buyers! Don't miss this opportunity - schedule your appointment today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$635,000
Sales Associates
William Raveis Real Estate
Phone: 617.416.8173
Hickman-CoenHomeTeam@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $508,000 | $508,000 | $508,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,965 | $3,087 | $4,117 |
| Total Monthly Payment | $3,057 | $3,179 | $4,209 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.