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Presented by
Denise & Vinny Curcio - Team Curcio |
2. 75% Assumable VA with Roam! Discover a rare opportunity on a spacious corner lot at 12419 Horseshoe Bend Drive — a home offering room to grow and a sense of space that’s hard to find in today’s market. This inviting residence is an ideal family home, offering both privacy and convenience in one of Lithia’s most desirable communities.
From the moment you arrive, you’ll appreciate the generous side and front yard — a true corner-lot property that provides extra outdoor space and flexibility, whether you envision playtime, gardening, or future expansion. There’s ample room for kids to roam, pets to run, or gatherings outdoors.
Inside, the home is thoughtfully designed for daily living and family comfort, with an open flow from common areas to backyard space — perfect for entertaining, relaxing, or simply enjoying a quiet evening.
Families will value being part of the respected Hillsborough County Public Schools district. Nearby public schools serving this area include Fishhawk Creek Elementary School (K–5), various middle-school options such as Barrington Middle School or Randall Middle School, and Newsome High School (9–12). This makes it an ideal choice for families prioritizing school quality and continuity.
Living here also means you’re close to everyday conveniences — local shopping, grocery stores, restaurants, and community amenities are all within easy reach. The surrounding area delivers the balance of suburban calm and practical convenience typical of the Lithia lifestyle.
For commuters or anyone headed to work in the city or beyond, this home offers a relatively short and manageable commute. Thanks to easy access to major arteries such as Interstate 75 (I-75) and nearby roads, residents enjoy a direct route to Tampa, MacDill AFB, or other metro destinations — combining the peace of suburban living with access to urban opportunities.
In summary: spacious corner-lot. Comfortable, functional family home. Excellent schools. Convenient shopping nearby. And a commute that keeps the best of Tampa Bay within reach. It’s a great place to grow — schedule your private tour today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$490,000
Sales Vice President
William Raveis Real Estate
Phone: 203.556.2722
TeamCurcio@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.274.0501
Gerry.OBrian@raveis.com
NMLS Mortgage Loan Originator ID 223191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $392,000 | $392,000 | $392,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | $780 | $780 | $780 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,226 | $2,350 | $3,151 |
| Total Monthly Payment | $3,081 | $3,205 | $4,006 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.