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This three-bedroom Cape Cod residence, featuring two and a half baths, is situated in the sought-after Juniper Ridge district- an established Danbury community offering a central, convenient location. The home showcases hardwood flooring throughout and an inviting, light-filled ambiance. On the main level, a formal dining area adjoins a spacious living room with a fireplace. The generously sized kitchen includes an eat-in space and half-bath powder room with a pass-through to the den. Each room benefits from abundant light through ample windows. The partially unfinished basement can be entered from the kitchen and offers plenty of storage. A three-season stone porch is accessible from living room and the den, which has a door leading to a private, fenced brick patio ideal for entertaining. Convenient access to the garage is available via the mudroom door and patio entry. Hardwood stairs ascend to the second floor, which houses three well-proportioned bedrooms. The primary suite includes a full bathroom, while two additional bedrooms and full bathroom are accessible from the hardwood hallway. Juniper Ridge is renowned for its distinctive homes and proximity to a private lake. Residents can enjoy scenic walks and peaceful moments beside Lake Wackawanna.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Hardwood Floor | Upper |
| Den | Built-Ins,Patio/Terrace,Hardwood Floor | Main |
| Dining Room | Hardwood Floor | Main |
| Living Room | Fireplace,Patio/Terrace,Hardwood Floor | Main |
| Primary Bedroom | Full Bath,Stall Shower,Hardwood Floor | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $451,600 | $451,600 | $451,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $575 | $575 | $575 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,635 | $2,744 | $3,660 |
| Total Monthly Payment | $3,302 | $3,411 | $4,327 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.