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Extremely rare one level new construction on The Charlestown / South Kingstown Line. A five-minute drive to the most fantastic Beaches in New England! This custom home features hardwoods throughout, custom millwork and details found only in much higher priced homes. Spa like Primary Bath, Chefs Kitchen with two beverage refrigerators, Cafe series appliances, quartz counters, farm sink, exquisite custom tile backsplash and more. The vaulted ceilings throughout and oversized Craftsman doors, along with the custom hardscape with granite accents and stairs will make you fall in love instantly. Constructed with high energy efficiency features, underground utilities, and a Generac generator hook-up. Whispering Pines is an 11-home development adjacent to 35 acres of preserved open space and walking trails. Convenient to Kingstown Amtrak station, Charlestown and South Kingstown beaches, Worden's Ponds, The University of Rhode Island, marinas, restaurants, shopping, golf, fishing and more. (Kitchen appliances and Glass for Showers to be installed the week of 12-08-25)
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $960,000 | $960,000 | $960,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.246% | 6.110% | 5.952% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,227 | $5,756 | $7,972 |
| Total Monthly Payment | $5,352 | $5,881 | $8,097 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.