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Welcome to this cheerful 2-bedroom, 1-bath bungalow in the heart of Warwick's beloved Conimicut neighborhood! Bursting with charm, this home offers a warm and welcoming vibe from the moment you arrive. The sunny front enclosed sunroom sets the tone perfectly an ideal spot for morning coffee, reading, or simply soaking in the natural light. Inside, you'll find an easy-flow layout with comfortable living spaces and a bright, airy feel throughout. The home also features a large walk-up attic, perfect for abundant storage or fantastic future possibilities. Energy-efficient solar panels help keep costs down, and the 1-car detached garage provides great storage or workshop potential. The backyard is just the right size for relaxing or entertaining, and the location is a winner you're only a short drive to Conimicut Point, local beaches, marinas, and all the waterfront enjoyment Warwick is known for. Whether you're a first-time buyer, downsizing, or simply looking for a cozy home near the water, this bungalow checks all the boxes. Come see why this sunny spot is such a special find! The seller is contingent upon them finding suitable housing.
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$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.900% |
| Monthly Tax Payment | $303 | $303 | $303 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,679 | $1,747 | $2,306 |
| Total Monthly Payment | $2,057 | $2,125 | $2,684 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.