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Welcome to this 4-bedroom, 2-bath Colonial in the Chateau Ridge development of Mahopac. Set in a peaceful countryside setting within the Mahopac Central School District, this 1, 900 sq. ft. home offers the best of country living with convenient access to transportation, dining, shopping, and entertainment—giving you space to unwind without sacrificing everyday practicality. Step into an inviting foyer that opens to a light-filled living room and formal dining room. The versatile dining area/family room flows seamlessly into the kitchen and features sliders to the backyard—creating an easy, connected layout for everyday living and entertaining. A large laundry room off the kitchen provides access to the 2-car garage and side yard, adding valuable functionality to the main level. Bring your ideas, home being sold as is. Seller providing a one year basic home warranty at closing with an acceptable offer. Upstairs, you’ll find four well-proportioned bedrooms and a full bathroom with access from both the hallway and the primary bedroom, offering both comfort and practicality. With great flow, generous room sizes, and a layout perfectly suited for thoughtful updates, this home is a welcoming canvas ready to be transformed into something truly your own.
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Our Executive Mortgage Banker:
Our Insurance Division:
$629,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $503,200 | $503,200 | $503,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $1,152 | $1,152 | $1,152 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,937 | $3,058 | $4,078 |
| Total Monthly Payment | $4,181 | $4,302 | $5,322 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.