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One or more photo(s) has been virtually staged. Motivated seller, will consider all reasonable offers. This beautifully 2024 remodeled, move-in-ready 3-bdrm, 2-bath home in the heart of Lutz offers exceptional style, comfort, & value. Seller offering a 1-year home warranty for added peace of mind. Ideally located near excellent schools, including walkable Schwarzkopf Elem. School. This home combines convenience with elevated living. Updated in 2024, the residence showcases modern elegance & effortless comfort, delivering true turnkey living from day one. Sun-filled, neutral interiors feature wide-plank luxury flooring, recessed lighting throughout, designer fixtures, & a seamless open-concept layout perfect for everyday living and entertaining alike. The gourmet kitchen is a stunning focal point with quartz countertops, sleek modern hardware & newer stainless Samsung appliances. Bathrooms were remodeled w/spa-inspired finishes. The primary bath impresses with marble countertops & a spacious walk-in shower, while the primary suite offers a private retreat w/vaulted ceilings & a generous walk-in closet. French doors lead to a private, vinyl-fenced backyard oasis featuring newer tropical landscaping, paver patio, & ample room to design a custom inground pool—ideal for enjoying Florida’s outdoor lifestyle year-round. Located in highly desirable Calusa Trace community & zoned for highly regarded schools, this exceptional home delivers the perfect blend of luxury, comfort & location. Schedule your showing today—this move-in-ready gem won’t last long.
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $440 | $440 | $440 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,093 | $2,147 | $2,823 |
| Total Monthly Payment | $2,608 | $2,662 | $3,338 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.