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Welcome to this beautiful and unique direct waterfront home in the desirable Swift's Point neighborhood on the peaceful Kickemuit River. From the moment you arrive, you'll feel the warmth and charm that make this property truly special. The home features gleaming hardwood floors in the main living area, central air for year-round comfort, and convenient first-floor laundry. The spacious kitchen opens to a bright and airy living space, perfect for both everyday living and entertaining. One of the standout features is the oversized porch an ideal spot to relax, entertain, or simply soak in the unobstructed water views and coastal breezes. Natural light fills the home, enhancing its welcoming and serene feel. Whether you're looking for a full-time residence or a weekend retreat, this home offers the best of coastal living with comfort, character, and views that will take your breath away. Don't miss this rare opportunity to own a true waterfront gem. *Subject to suitable housing
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $599,920 | $599,920 | $599,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | $408 | $408 | $408 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,597 | $3,743 | $4,942 |
| Total Monthly Payment | $4,097 | $4,243 | $5,442 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.