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BEAUTIFUL FULLY FURNISHED HOME WITH BOAT SLIP!!! This is a must-see opportunity to own a 3-bedroom 2 bath home with access to Lake Yale! You own the land so NO LOT RENT! This home is only 4 years old and has an open floor plan with beautiful finishes throughout. There is a large storage/workshop with electricity. Large carport with high ceiling, and plenty of parking spaces. The interior of the home has been meticulously maintained and comes fully furnished, just bring your personal belongings and move right in! The home has a brand-new upgraded A/C unit (2025) as well as upgraded appliances. The golf cart with new batteries can also be negotiated!! The Lake Yale Estates Community has a quiet rural feel yet close to shopping, hospitals, and medical facilities. This great community has access to Lake Yale, a 4, 000+ acre lake with incredible fishing and boating opportunities, boat slips, and community fishing pier. Other features of this community include a heated swimming pool, hot tub, RV/Boat storage, pool table, shuffleboard courts, fire pit and clubhouse with lots of scheduled activities. Your low monthly HOA includes lawn maintenance, trash, and RV/Boat storage. This is a golf cart friendly community, and the grounds are meticulously maintained with wide roads and underground utilities. There is also a beautiful sandy beach for you to sit and enjoy the sunset over Lake Yale or take your boat out for a sunset cruise! This home comes with a boat slip that has electricity making it easy to keep your boat ready for an excursion. You don't want to miss this lovely home. Call today to schedule your private showing. WELCOME HOME!
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Our Executive Mortgage Banker:
Our Insurance Division:
$189,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $151,920 | $151,920 | $151,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.628% |
| Monthly Tax Payment | $158 | $158 | $158 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $875 | $923 | $1,231 |
| Total Monthly Payment | $1,108 | $1,156 | $1,464 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.