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142 STAFFORD CIRCLE, Palm Harbor, FL, 34684 | $375,000
Welcome home to this updated, move-in ready Palm Harbor retreat in the sought after 55 plus community of Highland Lakes. From the moment you arrive, it is clear this two bedroom, one and a half bathroom home on almost ΒΌ acre of land has been truly cared for. Inside, nearly 1, 300 square feet of inviting living space unfolds in a layout that feels both open and comfortable. The living and dining area flows seamlessly into a spacious family room where a vaulted ceiling and bay window fill the space with soft natural light. It is the perfect spot for morning coffee, quiet afternoons or hosting friends. The kitchen feels fresh and functional with a new range and a pantry that offers generous storage space. Both bathrooms have been thoughtfully updated over recent years, including the main bath which features an easy access low curb shower and safety bars for peace of mind. Throughout the home you will find wood laminate flooring and tile, generous closets in both bedrooms plus extra hallway storage and a convenient interior laundry room with washer and dryer included. The oversized one car garage provides space for a vehicle and a golf cart, and the widened driveway and expanded front porch give you extra room to welcome guests. Major expenses have already been taken care of, with a 2025 AC, a 2023 roof, and a 2024 sprinkler system update. This home not only offers comfort inside but also acts as a gateway to an unbeatable lifestyle. Highland Lakes is known for its incredible affordable amenities and vibrant social atmosphere. Residents enjoy free golf on three private executive courses, active pickleball and tennis leagues, shuffleboard, bocce, bowling, fitness programs, arts and crafts, a woodshop and a well loved library. The Lake Tarpon Lodge offers a peaceful retreat with a second heated pool, picnic areas, a fishing pier and community pontoon boats. There is even free RV and boat storage along with a private boat ramp and open dock. All of this is perfectly located just minutes from Gulf beaches, Honeymoon Island, the Pinellas Trail, endless shopping and dining options, cultural attractions, medical facilities and two international airports. Highland Lakes sits high and dry in a non evacuation zone so everyday living stays worry free. With so much to offer, this home gives you comfort, convenience and a community you will truly love. Your best life is waiting right here in Highland Lakes, schedule your showing today!
Features
- Rooms: 3
- Bedrooms: 2
- Baths: 1 full / 1 half
- Lot Size: 69 x 125
- Laundry: Inside
- Style: Ranch
- Year Built: 1977
- Garage: 1-car Oversized
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,294
- Acreage: 0.21
- Lot Size: 69 x 125
- Est. Taxes: $5,331
- HOA Fee: $164 Monthly
- Lot Desc: Landscaped, Level, Near Golf Course, Sidewalk
- Adult Communities: Yes
- Elem. School: Highland Lakes Elementary-PN
- Middle School: Carwise Middle-PN
- High School: Palm Harbor Univ High-PN
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: TB8450333
- Days on Market: 41 days
- Website: https://www.raveis.com
/prop/TB8450333/142staffordcircle_palmharbor_fl?source=qrflyer
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL Phone: 727-493-1555
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
142 STAFFORD CIRCLE, Palm Harbor, FL, 34684
$375,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.149% | 6.178% | 5.541% |
| Monthly Tax Payment | $444 | $444 | $444 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,680 | $1,799 | $2,412 |
| Total Monthly Payment | $2,199 | $2,318 | $2,931 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388