737 28TH AVENUE N, St. Petersburg, FL, 33704 | $1,495,000

Under contract-accepting backup offers. Welcome to a Crescent Heights property you don’t come across often. This home will stop you in your tracks. Set on an oversized 75-ft wide lot, this home offers rare, sought-after features and a backyard that truly feels like a retreat. The main bungalow has been beautifully cared for by the same owners for over 20 years. Featuring 4 bedrooms, 2 updated bathrooms (renovated in 2024), original hardwood floors, and a cozy wood-burning fireplace. One of the bedrooms has its own en-suite bath and private entrance, giving you a great option for guests, an office, or a quiet separate suite. Step outside where the backyard oasis will instantly put you in vacation mode. Grab your favorite tropical drink and enjoy the large pool (refinished in 2021), hot tub, and, the real showstopper, a custom cabana. In 2020, the owners added a standout ADU, one of the largest in the neighborhood. It includes 2 bedrooms, 1 bathroom, a full kitchen, a spacious living room, a motorized lift and its own porch. It’s ideal for multi-generational living, guests, or added income. The detached, fully finished garage brings even more usable space with AC, an upgraded hurricane-rated door, a full bathroom, generous storage, and two laundry hookup locations. Notable updates include Duration® Series 50-year roof shingles (2019), a new electrical panel (2026), new copper wiring throughout (2026), two gas tankless water heaters (2025), remodeled bathrooms, upgraded plumbing, and an insulated garage door with upgraded hardware and a wall-mounted opener. All utilities are conveniently on one meter. This is a rare chance to own a true compound in one of St. Pete’s most loved neighborhoods: non-flood zone, tree-lined streets, and close to everything you love. For added peace of mind, the sellers are offering a 5-year home warranty with home warranty of America.

Features

  • Rooms: 6
  • Bedrooms: 6
  • Baths: 4 full
  • Lot Size: 75 x 127
  • Laundry: In Garage
  • Year Built: 1937
  • Garage: 2-car Driveway, Garage Faces Rear
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,255
  • Acreage: 0.21
  • Lot Size: 75 x 127
  • Est. Taxes: $13,535
  • Pool: In Ground
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8448990
  • Days on Market: 85 days
  • Website: https://www.raveis.com
    /eprop/TB8448990/73728thavenuen_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/5/2026 3:50:09 AM)

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Claire Naylor PollartSales Associate

917.971.9829

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Jennifer CarretoVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 829975

860.990.4029

Jennifer.Carreto@raveis.com

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737 28TH AVENUE N, St. Petersburg, FL, 33704

$1,495,000

Claire Naylor Pollart

Sales Associate

William Raveis Real Estate

Phone: 917.971.9829

Claire.NaylorPollart@raveis.com

Jennifer Carreto

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.990.4029

Jennifer.Carreto@raveis.com

NMLS Mortgage Loan Originator ID 829975

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,196,000 $1,196,000 $1,196,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.875% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 5.972% 5.846%
Monthly Tax Payment $1,128 $1,128 $1,128
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,697 $7,075 $9,852
Total Monthly Payment $7,950 $8,328 $11,105

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.