455 LAZIO CIRCLE, Debary, FL, 32713 | $409,000

Under contract-accepting backup offers. BACK ON MARKET DUE TO BUYER FINANCING! Turn-key and move in ready- Home has already passed inspection and appraisal. Seller highly motivated, don't miss your chance to make it yours! Currently listed below appraised value, full cinderblock construction on both stories.

Welcome to 455 Lazio Circle, a beautifully upgraded two-story home located in the highly sought-after gated community of Riviera Bella in DeBary. This elegant residence offers the perfect blend of luxury, function, and lifestyle—backed by resort-style amenities and an unbeatable Central Florida location.
Upon arrival, you are greeted by the gorgeous curb appeal featuring brand new pavers, a freshly painted garage door, and an inviting stone-accented entryway with keypad access for added security and convenience. Step inside to find luxury vinyl flooring throughout, modern light fixtures, and designer touches that create a polished, cohesive feel in every room.
The main floor features a formal dining room accented with crown molding and a wide, arched entryway that opens effortlessly into the living and kitchen areas. The kitchen is a dream for entertainers and home chefs alike, showcasing a large center island with granite countertops, Whirlpool appliances, shaker-style cabinetry, under-cabinet lighting, tile backsplash, and generous storage throughout.
The adjacent living room is highlighted by a wood-look panel accent wall and glass sliders that lead out to the backyard. A stylish downstairs half bath adds character with its silver tin ceiling accent tile and marble countertop vanity. Don’t miss the oversized under-stair storage room, ideal for organizing seasonal items, cleaning supplies, etc.
Upstairs, all bedrooms and the laundry are placed for convenience and flow. Laundry room features a Whirlpool washer and dryer, ideally located just steps from each bedroom. A partial water view of Lake Konomac adds a peaceful touch from select upstairs windows.
The owner’s suite features an oversized layout, a walk-in closet, and an ensuite bath with dual granite vanities, a private toilet room, a walk-in shower with sliding doors, built-in shelving, and a rainfall shower head. The two-panel doors throughout the home add a refined architectural touch. Secondary bedrooms feature built-in closets, and one offers a custom wood-like panel accent wall—perfect for a stylish guest suite or home office. The guest bathroom features a tub-shower combo, built-in shower shelving, and a linen closet located just before the entry, creating a functional layout with thoughtful storage.
Step outside to your fenced backyard, where mature bamboo and shrubbery have been professionally landscaped for privacy. Whether you're relaxing on the pavered patio, enjoying a cozy evening around the fire pit, or entertaining guests under the exterior lighting, this space is the perfect backdrop for Florida living.
455 Lazio Circle offers the perfect blend of style, space, and convenience. Located within the private gates of Riviera Bella, residents enjoy access to a resort-style clubhouse, fitness center, playground, and private boat ramp with access to the St. Johns River. With quick access to I-4, you’re just minutes from Lake Mary, downtown Orlando, and the beaches, and close to shopping, restaurants, SunRail, and outdoor attractions like Gemini Springs and Blue Spring State Park.
Schedule your private tour today and experience everything 455 Lazio Circle has to offer.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Playground, Pool
  • Rooms: 12
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 50 x 114
  • Laundry: Laundry Room, Upper Level
  • Style: Ranch
  • Year Built: 2021
  • Garage: 2-car Covered, Driveway
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,526
  • Acreage: 0.13
  • Lot Size: 50 x 114
  • Est. Taxes: $525
  • HOA Fee: $450 Quarterly
  • Lot Desc: Sidewalk
  • View: Water
  • Elem. School: Debary Elem
  • Middle School: River Springs Middle School
  • High School: University High School-VOL
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: O6307183
  • Days on Market: 132 days
  • Website: https://www.raveis.com
    /prop/O6307183/455laziocircle_debary_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/12/2026 6:47:08 PM)
Listing courtesy of YOUR HOME SOLD GUARANTEED REAL   Phone: 863-279-4616

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

455 LAZIO CIRCLE, Debary, FL, 32713

$409,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $327,200 $327,200 $327,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.144% 5.415%
Monthly Tax Payment $44 $44 $44
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,884 $1,960 $2,609
Total Monthly Payment $2,003 $2,079 $2,728

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.