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59 Fay Street, Lowell, MA, 01852 | $424,900
Welcome to 59 Fay Street! This charming home blends historic character with everyday comfort and is an excellent opportunity for first-time buyers looking to add value. Offering 1, 545 sq. ft. of living space, the home provides plenty of room to spread out. The spacious eat-in kitchen is ideal for entertaining, featuring ample storage, quartz counters and skylights that fill the room with natural light. Just off the kitchen, find a formal dining room with a wood-burning fireplace and a warm, inviting living room, both accented by beautiful hardwood floors. The updated bath has a tiled walk in shower. Upstairs, three nice sized bedrooms await, including a primary bedroom with a walk-in closet. Recent updates include a five-year-young heating and plumbing system, as well as newer windows for added efficiency. Outside, you will enjoy the fenced-in, level yard with off street parking, a gazebo, nearby walking/jogging trails, schools, public transit, the commuter rail, shopping and more.
Features
- Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Laundromat, Highway Access, House of Worship, Private School, Public School, T-Station, University
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full
- Laundry: First Floor, Gas Dryer Hookup
- Style: Colonial
- Year Built: 1908
- Basement: Full, Bulkhead, Unfinished
- Approx Sq. Feet: 1,545
- Acreage: 0.1
- Est. Taxes: $4,337
- Lot Desc: Level
- Appliances: Gas Water Heater, Dishwasher, Disposal, Microwave, Washer, Dryer
- MLS#: 73459771
- Website: https://www.raveis.com
/prop/73459771/59faystreet_lowell_ma?source=qrflyer
Listing by The Nancy Dowling Team courtesy of Foundation Brokerage Group
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Flooring - Wall to Wall Carpet | 10.0 x 11.0 | Second |
| Bedroom 3 | Ceiling Fan(s), Flooring - Wood | 12.0 x 14.0 | Second |
| Dining Room | Wood / Coal / Pellet Stove, Flooring - Hardwood | 10.0 x 15.0 | First |
| Kitchen | Skylight, Vaulted Ceiling(s), Flooring - Stone/Ceramic Tile, Dining Area, Countertops - Stone/Granite/Solid, Recessed Lighting, Gas Stove, Half Vaulted Ceiling(s) | 19.0 x 21.0 | First |
| Living Room | Ceiling Fan(s), Flooring - Hardwood | 15.0 x 13.0 | First |
| Master Bedroom | Walk-In Closet(s), Flooring - Wall to Wall Carpet | 12.0 x 13.0 | Second |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
59 Fay Street, Lowell, MA, 01852
$424,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $339,920 | $339,920 | $339,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $361 | $361 | $361 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,984 | $2,065 | $2,755 |
| Total Monthly Payment | $2,420 | $2,501 | $3,191 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630