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Beautiful One-Owner Home in Deep Creek –Heated Pool, Den, Florida Room & Prime Location. Welcome to this impeccably cared-for one-owner home located in the desirable Deep Creek golf community of Punta Gorda. This deed-restricted neighborhood is known for its beautifully maintained surroundings, peaceful atmosphere, and access to top-rated amenities. Featuring 3 bedrooms, 2 bathrooms, a bright Florida room, and a versatile den, this home offers comfortable living with flexible space for work, hobbies, or relaxation. The open layout flows seamlessly toward the outdoor living area, step out of your Florida room complete with mini split A/C and Heat where a sparkling screened pool awaits—perfect for year-round Florida enjoyment. The home offers excellent peace of mind with hurricane protection including accordion shutters, a water softener, RO water system, and an outlet for a generator. Enjoy the outdoors under the Sun Setter awning overlooking the patio, lighted pool cage, surrounded by attractive curbing, stonework, and lush landscaping. The screened front entrance adds charm and convenience. Inside, you’ll find thoughtful upgrades throughout and ample storage racks in the garage, making organization effortless. A transferable home warranty adds extra value and protection. This home is ideally situated near great schools and within minutes of shopping, medical facilities, restaurants, and I-75, making every day errands effortless. Plus, you're just a short drive to some of Southwest Florida’s most beautiful Gulf beaches, Golf Courses, Parks, and Waterfront destinations.
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.149% | 6.144% | 5.522% |
| Monthly Tax Payment | $463 | $463 | $463 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,128 | $2,276 | $3,055 |
| Total Monthly Payment | $2,666 | $2,814 | $3,593 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.