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14 Prospect St, Hardwick, MA, 01031 | $399,000
Fantastic investment opportunity for an ideal Commercial Business: 14 Prospect Street in Gilbertville/Hardwick, MA. This is a Mixed-Use property, primarily commercial, which includes 1 residential unit. This property has seen recent, significant upgrades, including new electrical & plumbing throughout, new electrical service, new heat & A/C units in the laundromat & rental unit. The first floor features a coin-operated laundromat w/4-year-old washers & dryers, full interior camera surveillance, & 2 handicap-accessible bathrooms. The current monthly income generated by the laundromat is approximately $2, 700. The residential unit is rented , generating $1, 100 per month, but could also be converted into commercial space. The second floor offers tremendous potential. It can be developed into additional office space or another rental unit, pending the installation of a second egress & securing the proper town permits. This property is a strong money-maker in a great location.
Features
- Utilities: Public Water, Public Sewer
- Zoning: GV
- Year Built: 1900
- Acreage: 0.08
- Est. Taxes: $3,685
- MLS#: 73459751
- Website: https://www.raveis.com
/prop/73459751/14prospectst_hardwick_ma?source=qrflyer
Listing by Dorrinda O'keefe Shea courtesy of Century 21 North East Phone: 800-844-7653
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1500191
617.281.4872
Kate.Rockett@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
14 Prospect St, Hardwick, MA, 01031
$399,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Kate Rockett
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.609% |
| Monthly Tax Payment | $307 | $307 | $307 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,812 | $1,912 | $2,587 |
| Total Monthly Payment | $2,194 | $2,294 | $2,969 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630