7 Venice Road, Patterson, NY, 12563 | $349,000

Imagine pulling up to your own little slice of Putnam Lake for the first time… Drive to the corner of Venice and Quebec to find your new home, 7 Venice Road. Turn up the driveway and park under the cover of your spacious 490 sq ft attached garage. Plenty of room for cars, bikes, and all the lake toys you’re about to collect. You step onto the covered concrete porch and instantly envision summer nights ahead. Plan for string lights, a fresh coat of paint on the railing, burgers on the grill, friends spilling into the fully fenced yard that’s just waiting for your vision (maybe a fire pit, maybe raised garden beds, maybe both). Inside, the hardwood floors are ready to shine again, and you can feel the structure is solid the moment you walk in. Same with the white maple kitchen cabinets and Corian counters. They are solid, timeless, and ready for whatever look you’ve been pinning: a quick paint refresh, new hardware, maybe a bold backsplash update. The stainless appliances (double ovens for the baker in you, quiet Bosch dishwasher, big Amana fridge) are all staying and more than ready to handle the housewarming party. The 2018 bathroom was already done with new tile, tub, and fixtures so that one’s checked off your list. Two sunny bedrooms with those same hardwoods are the perfect blank canvases: one for you, one for the kiddos, the parents or the guests. New nursery perhaps? Then head upstairs… and smile. The second floor is wide-open possibility: a dedicated home office to work instead of the breakfast table, a playroom where the kids’ laughter echoes off the walls, or a sweet guest suite. Whatever your life needs next, this floor is ready to grow with it. Downstairs, the full walk-out basement has laundry, workshop and garage access. The space is large enough to easily add a nice home gym or yoga studio. The big stuff you don’t want to worry about is already handled: roof stripped down to the plywood and redone in 2007, stucco siding that’s stood the test of time, fully-fenced in yard, new hot-water coil and Culligan water softener in 2017, regularly maintained septic and two 275-gallon above ground oil tanks keeping you toasty all winter. Yes, she’s asking for some love. Some fresh paint, refinish the wood floors, new light fixtures, cabinet hardware, ect. This is classic sweat-equity goldmine: move in today, update as you go, and watch your money and imagination turn it into something that’s unmistakably yours. You’re not just buying a house in Putnam Lake, you’re buying the chance to create the home you’ve always wanted. The keys are ready. The story is yours to finish. Welcome home.

Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: In Basement
  • Style: Cape Cod
  • Year Built: 1953
  • Garage: 2-car
  • Heating: Oil
  • Cooling: Wall/Window Unit(s)
  • Basement: Full, Storage Space, Walk-Out Access
  • Approx Sq. Feet: 1,305
  • Acreage: 0.2
  • Est. Taxes: $7,108
  • Lot Desc: Corner Lot, Cul-De-Sac, Level, Near Public Transit, Near School, Near Shops
  • Elem. School: John F. Kennedy
  • Middle School: Henry H Wells Middle School
  • High School: Brewster High School
  • School District: Brewster
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Stainless Steel Appliance(s), Washer
  • MLS#: 940109
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/940109/7veniceroad_patterson_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Houlihan Lawrence Inc.   Phone: 914-277-8040

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

7 Venice Road, Patterson, NY, 12563

$349,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,200 $279,200 $279,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.521% 6.304% 5.648%
Monthly Tax Payment $592 $592 $592
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,629 $1,696 $2,263
Total Monthly Payment $2,296 $2,363 $2,930

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.