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PRICE IMPROVEMENT! This very desired newly renovated split ranch 2 bedroom, 2 bath open floor plan home is situated on a deep-water canal with direct access to the vast Gulf of Mexico, ideal for kayaking and watercraft adventures. Ceramic tile throughout the home gives a very polished look and feel. For those seeking urban adventures, Tampa is just an hour's drive away, offering professional sporting events, beaches, and tourist attractions. The Primary Suite has its own bath & walk in closet. The laundry closet is conveniently located in the additional walk in closet. Primary Bath has been updated and leads out to the pool. Brand new AC unit, water heater, washer, dryer, and refrigerator all convey with property. Three separate outdoor seating areas makes for a beautiful entertaining space. Tons of great features included updated hurricane rated windows and updated doors. Electrical panel replaced 2020, full roof replaced in 2022. Floating doc was replaced in 2021. Downtown New Port Richey is just a short drive away and is lively and quaint with many restaurants, bars, shops, and Sims Park where you can enjoy one of the many special events and outdoor concerts throughout the year or stroll along the beautiful Riverwalk along the Cottee River. *Flood insurance policy is transferrable*
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$398,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $318,400 | $318,400 | $318,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $274 | $274 | $274 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,808 | $1,907 | $2,539 |
| Total Monthly Payment | $2,157 | $2,256 | $2,888 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.