2038 PENNSYLVANIA AVENUE, Englewood, FL, 34224 | $220,000

Welcome to this perfectly situated Southwest Florida home, located in the desirable community of Grove City in Englewood. This charming and move-in ready 2-bedroom, 1-bath residence features a freshly painted interior and a bright, open floor plan.
Step inside and you are greeted by a welcoming living area filled with natural light. To the left, you’ll find two generously sized bedrooms—both large enough for a king-size bed with plenty of room for additional furniture. The kitchen offers ample storage and provides convenient access to the backyard as well as the screened, tiled front porch, where you’ll also find a separate laundry room with extra storage.
Enjoy true peace of mind with impact windows installed in 2024, a new roof in 2023, A/C in 2022, and a new hot water heater in 2022. Hurricane shutters for the home are also included and are stored in the backyard shed.
Sitting on an oversized lot, this property is perfect for boaters and outdoor enthusiasts. There is abundant space for parking and storing your boat, RV, and all your Florida toys. The fully fenced backyard offers plenty of room for a pool, and the deep storage shed is ideal for kayaks, paddleboards, and more.
The possibilities are endless—perfect as a first home, seasonal retreat, full-time residence, or income-producing investment. Charlotte County allows both short- and long-term rentals.
Enjoy the wide array of amenities this vibrant coastal area presents. A community boat ramp is available just blocks away for a small fee, with an additional public boat ramp nearby past Lemon Bay High School. Ann & Chuck Dever Regional Park is great for all ages, formerly known as Oyster Creek Regional Park, just a short bike ride distance with a heated, twenty-five yard competition pool with a shallow water play area, activity pool along with other amenities – dog park, playground, skate park and more or hope on the Oyster Creek Waterfront Trail that connects the Ann & Chuck Dever Regional Park with Cedar Point Environmental Park. Spend your days at nearby Boca Grande or Englewood beaches, shop along historic Dearborn Street, and savor the local dining scene.
This Grove City gem is ready for its next chapter—schedule your showing today!

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: 80 x 151
  • Laundry: Laundry Room
  • Style: Florida
  • Year Built: 1970
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 869
  • Acreage: 0.28
  • Lot Size: 80 x 151
  • Est. Taxes: $2,686
  • Lot Desc: Landscaped
  • View: Trees/Woods
  • Elem. School: Vineland Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: N6141543
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/N6141543/2038pennsylvaniaavenue_englewood_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/11/2025 1:13:47 AM)
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE   Phone: 941-254-6467

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

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2038 PENNSYLVANIA AVENUE, Englewood, FL, 34224

$220,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $176,000 $176,000 $176,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.583% 6.533% 5.764%
Monthly Tax Payment $224 $224 $224
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,041 $1,098 $1,437
Total Monthly Payment $1,340 $1,397 $1,736

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.