2320 TERRA CEIA BAY BOULEVARD, #206, Palmetto, FL, 34221 | $200,000

**COULD BE SOLD TURN KEY** Discover the pinnacle of Florida resort living in this immaculate, move-in-ready home situated in the highly desirable Terra Ceia Country Club. Imagine waking up to breathtaking golf course views that create a stunning backdrop for your lifestyle. Picture yourself unwinding on your private screened-in balcony, savoring mesmerizing sunsets and the tranquility of nature. Step inside to find a freshly updated kitchen designed for entertaining, featuring beautiful granite countertops, state-of-the-art appliances, and extra seating at the breakfast bar—perfect for hosting family and friends. The thoughtful layout emphasizes both privacy and functionality, allowing for a seamless flow throughout the home. And here's an exciting bonus: the living room is already set up for a wet bar, presenting you with the ideal opportunity to craft your own cocktail lounge or cozy coffee station! Furnishings can be negotiated to fit your taste perfectly. Just steps from your doorstep, experience unparalleled resort-style amenities that make every day feel like a vacation. Enjoy the heated pool, fitness center, an 18-hole executive golf course, an on-site restaurant and tiki bar, tennis and pickleball courts, a scenic bayside fishing pier, and beautiful boardwalk trails. This home not only offers luxury but also ultimate convenience; with easy access to I-75 and I-275, you'll have quick commutes to Tampa, St. Petersburg, Sarasota, and the iconic Gulf beaches. Plus, with three major airports nearby—Sarasota-Bradenton International, Tampa International, and St. Pete-Clearwater International—you'll always be a short flight away from your next adventure. Whether you're searching for a seasonal getaway or a year-round sanctuary, this home encapsulates the perfect blend of luxury, peace, and accessibility. Don’t let this opportunity slip away—schedule your private showing today and see if this is your dream home!

Features

  • Elevator: Y
  • Heating: Electric
  • Cooling: Central Air
  • Levels: 8
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Complex: THE TERRA CEIA CLUB
  • Year Built: 1991
  • Common Charge: $664 Monthly
  • Approx Sq. Feet: 936
  • Acreage: 3.19
  • Est. Taxes: $3,501
  • Elem. School: Palmetto Elementary-MN
  • Middle School: Lincoln Middle
  • High School: Palmetto High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: A4643643
  • Days on Market: 289 days
  • Website: https://www.raveis.com
    /prop/A4643643/2320terraceiabayboulevard_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/14/2026 1:17:10 PM)
Listing courtesy of HOUSE MATCH   Phone: 941-213-7028

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2320 TERRA CEIA BAY BOULEVARD, #206, Palmetto, FL, 34221

$200,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $160,000 $160,000 $160,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.156% 5.415%
Monthly Tax Payment $292 $292 $292
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $921 $958 $1,276
Total Monthly Payment $1,288 $1,325 $1,643

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.