29 West 138th Street, #5A, New York (West Harlem), NY, 10030 | $495,000

This stunning southern and Eastern Exposure corner two-bedroom, one-bath apartment features full-size closets, gleaming hardwood floors, and oversized windows that fill the space with natural light. The expansive living and dining area provides a perfect setting for relaxation or entertaining. The fully equipped kitchen includes a stove, microwave, dishwasher, and ample cabinet space, making it a dream for any home cook. Additional conveniences include an in-unit high-efficiency washer and dryer, thermostat-controlled heating, and programmable air conditioning units in every room. Building Amenities: • 24-hour doorman & BuildingLink concierge service • Attached public parking garage • 24-hour fitness center • Storage lockers & bike room • Two elevators for easy access • Spacious courtyard with tables and planters for personal gardening Prime Central Harlem Location Ideally positioned between the Express 2/3 and Express 4/5 subway lines, with multiple bus stops nearby, the building offers a quick 15-minute commute to downtown Manhattan. The neighborhood is rich with parks, playgrounds, new restaurants, and shopping options, making it a vibrant and desirable place to call home. Financial Highlights     •    $15, 000 First-Time Homebuyer Credit available for eligible buyers     •    421-A Tax Abatement in place     •    Up to 90% financing allowed     •    Subletting permitted after 2 years of residency Income Restrictions & Application Process As an HDC-regulated building, applicants must be New York residents and meet the following income requirements:     •    Maximum income: $271, 750 for an individual     •    Maximum income: $310, 750 for a couple Board approval and application required. Don’t miss your chance to own a spacious, amenity-rich home in one of Harlem’s most vibrant locations—schedule your viewing today!

Features

  • Town: New York
  • Cooling: Unknown Type
  • Levels: 8
  • Amenities: Bike Room; Garage; Courtyard; Fitness Room;
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: WasherDryerInstallAllowed
  • Complex: Beacon Towers
  • Year Built: 2008
  • Pet Policy: Pets Allowed
  • Washer/Dryer Allowed: Yes
  • Washer/Dryer Hookups: Yes
  • Building Access : Elevator
  • Service Level: Concierge
  • Doorman: PartTime
  • OLR#: RLS20028249
  • Days on Market: 301 days
  • Website: https://www.raveis.com
    /prop/RLS20028249/29west138thstreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Compass

William Raveis Family of Services

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

29 West 138th Street, #5A, New York (West Harlem), NY, 10030

$495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $396,000 $396,000 $396,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.304% 5.628%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,280 $2,406 $3,209
Total Monthly Payment $2,355 $2,481 $3,284

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.