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This stunning southern and Eastern Exposure corner two-bedroom, one-bath apartment features full-size closets, gleaming hardwood floors, and oversized windows that fill the space with natural light. The expansive living and dining area provides a perfect setting for relaxation or entertaining. The fully equipped kitchen includes a stove, microwave, dishwasher, and ample cabinet space, making it a dream for any home cook. Additional conveniences include an in-unit high-efficiency washer and dryer, thermostat-controlled heating, and programmable air conditioning units in every room. Building Amenities: • 24-hour doorman & BuildingLink concierge service • Attached public parking garage • 24-hour fitness center • Storage lockers & bike room • Two elevators for easy access • Spacious courtyard with tables and planters for personal gardening Prime Central Harlem Location Ideally positioned between the Express 2/3 and Express 4/5 subway lines, with multiple bus stops nearby, the building offers a quick 15-minute commute to downtown Manhattan. The neighborhood is rich with parks, playgrounds, new restaurants, and shopping options, making it a vibrant and desirable place to call home. Financial Highlights • $15, 000 First-Time Homebuyer Credit available for eligible buyers • 421-A Tax Abatement in place • Up to 90% financing allowed • Subletting permitted after 2 years of residency Income Restrictions & Application Process As an HDC-regulated building, applicants must be New York residents and meet the following income requirements: • Maximum income: $271, 750 for an individual • Maximum income: $310, 750 for a couple Board approval and application required. Don’t miss your chance to own a spacious, amenity-rich home in one of Harlem’s most vibrant locations—schedule your viewing today!
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
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Our Executive Mortgage Banker:
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$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.304% | 5.628% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,280 | $2,406 | $3,209 |
| Total Monthly Payment | $2,355 | $2,481 | $3,284 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.