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Own this great two family home in Northfield! This home has a three bedroom unit plus loft at the left side of the home as well as a one bedroom unit on the right, plus a barn! It features beautiful pegged floors in the main unit first floor as well as new carpeting in the bedrooms and LVP in the kitchen and bath. The primary bedroom has a loft space and huge closet. Two additional bedrooms round out the second floor. The first floor has kitchen, living room, dining room, and full bath. This home has a two car garage and barn for your storage/workshop needs. The second unit has one bedroom, kitchen, living room and full bath. Month to month tenant currently occupies the small apartment. Close to Crumpin Fox, Northfield Golf Club, Northfield Mount Hermon School, and just a hop skip and a jump down the road from the Vermont border. This property includes three parcels: 725 Mt Hermon Station road + Gerrish Rd with . 33 acres as well as #719 with . 75, for a total of 1. 08 acres of land.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $322 | $322 | $322 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,751 | $1,823 | $2,431 |
| Total Monthly Payment | $2,148 | $2,220 | $2,828 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.