441 40TH AVENUE NE, St. Petersburg, FL, 33703 | $340,000

Welcome to 441 40th Ave updated, move-in Ready, and perfectly located in north St. Pete! Great location, beautiful updates, and an unbeatable price! This charming north St. Pete home features a fully renovated kitchen with solid granite countertops, stainless steel appliances, and new tile flooring. The private and spacious primary suite includes his-and-hers closets and sits perfectly within the split-bedroom layout for added privacy. Enjoy real hardwood floors throughout the main living area, and step outside to a large patio and deck—ideal for entertaining under the shade of a stunning historic oak tree. The walkability here is exceptional! You’re just two blocks from shops, restaurants, and everyday conveniences including Publix, Ciccio’s Cali, Stein Mart, Office Depot, and more. Located moments from 4th Street, Downtown St. Pete, and I-275, this home offers both convenience and lifestyle. Boat owners will love being just 0. 2 miles from the Crisp Park boat ramps—store your boat right in your own backyard after a day on the water! Live comfortably, conveniently, and connected in the vibrant heart of St. Petersburg.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 59 x 122
  • Laundry: Inside
  • Year Built: 1951
  • Garage: Covered, Garage Faces Rear, Parking Pad
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 912
  • Acreage: 0.17
  • Lot Size: 59 x 122
  • Est. Taxes: $2,740
  • Elem. School: North Shore Elementary-PN
  • Middle School: Meadowlawn Middle-PN
  • High School: Northeast High-PN
  • Appliances: Dishwasher, Disposal, Dryer, Freezer, Microwave, Refrigerator, Washer
  • MLS#: TB8452836
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8452836/44140thavenuene_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/10/2025 3:17:08 PM)

William Raveis Family of Services

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Sarah R MurphySales Associate

315.212.9812

Sarah.R.Murphy@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 10930

203.641.8287

Dave.Beckman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian KellyInsurance Sales Director, William Raveis Insurance

860.655.6934

Brian.Kelly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

441 40TH AVENUE NE, St. Petersburg, FL, 33703

$340,000

Sarah R Murphy

Sales Associate

William Raveis Real Estate

Phone: 315.212.9812

Sarah.R.Murphy@raveis.com

Dave Beckman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.641.8287

Dave.Beckman@raveis.com

NMLS Mortgage Loan Originator ID 10930

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $272,000 $272,000 $272,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.583% 6.533% 5.764%
Monthly Tax Payment $228 $228 $228
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,609 $1,697 $2,221
Total Monthly Payment $1,912 $2,000 $2,524

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.