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Presented by
Sarah R Murphy |
Welcome to 441 40th Ave updated, move-in Ready, and perfectly located in north St. Pete! Great location, beautiful updates, and an unbeatable price! This charming north St. Pete home features a fully renovated kitchen with solid granite countertops, stainless steel appliances, and new tile flooring. The private and spacious primary suite includes his-and-hers closets and sits perfectly within the split-bedroom layout for added privacy. Enjoy real hardwood floors throughout the main living area, and step outside to a large patio and deck—ideal for entertaining under the shade of a stunning historic oak tree. The walkability here is exceptional! You’re just two blocks from shops, restaurants, and everyday conveniences including Publix, Ciccio’s Cali, Stein Mart, Office Depot, and more. Located moments from 4th Street, Downtown St. Pete, and I-275, this home offers both convenience and lifestyle. Boat owners will love being just 0. 2 miles from the Crisp Park boat ramps—store your boat right in your own backyard after a day on the water! Live comfortably, conveniently, and connected in the vibrant heart of St. Petersburg.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$340,000
Sales Associate
William Raveis Real Estate
Phone: 315.212.9812
Sarah.R.Murphy@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $272,000 | $272,000 | $272,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.583% | 6.533% | 5.764% |
| Monthly Tax Payment | $228 | $228 | $228 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,609 | $1,697 | $2,221 |
| Total Monthly Payment | $1,912 | $2,000 | $2,524 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.