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"BOAT SLIP INCLUDED with LOW HOA and NO ASSESSMENTS with 40-YEAR RECERTIFICATION COMPLETE! New dock and raised seawall have already been paid for and will be completed soon. Waterfront condo with owned boat slip on Golden Isles Lake with direct ocean access. This 2-bedroom, 2-bathroom unit includes a private dock with water and 120/240V power—perfect for boats up to at least 50 ft. long and 19 1/2 ft. wide. The dock sits directly in front of the unit with easy gated access from the parking area, making it ideal for serious boaters. The condo features wide lake views from the living area and the oversized primary bedroom. Interior highlights include a bright layout, a newer kitchen with bar seating, and a large laundry room with new, full-size washer and dryer plus extra storage. Covered corner parking under the building with plenty of additional parking on-site. Community amenities include a pool, clubhouse, and sauna. Located close to the beach, Publix, Walmart, dining, casino, golf, Aventura, and Fort Lauderdale–Hollywood International Airport. Excellent opportunity for boaters seeking true waterfront living with their own dock. "
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Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.168% | 5.561% |
| Monthly Tax Payment | $175 | $175 | $175 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,280 | $2,372 | $3,183 |
| Total Monthly Payment | $2,530 | $2,622 | $3,433 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.