Set against the backdrop of the stunning North Fork, this brand-new luxury home in Cutchogue offers the perfect mix of sophisticated design and laid-back coastal living. Just minutes from renowned wineries, farm-to-table restaurants, and some of Long Island’s most beautiful beaches, this 5-bedroom, 4-bathroom gem invites you to enjoy the best of both worlds. The heart of the home is the expansive great room, where large windows flood the space with natural light, creating a warm and inviting atmosphere. This open layout flows seamlessly into a spacious dining area and a chef’s kitchen—a true focal point of the home. With a large center island, custom cabinetry, and quartz countertops, it’s a perfect place for both everyday meals and entertaining guests. This beautiful brand-new home offers modern luxury and peace of mind with thoughtful features throughout. Enjoy elegant landscape lighting that highlights the property’s beauty day and night, a state-of-the-art alarm system for added security, and Ring cameras strategically placed around the home for complete protection and convenience. Inside, custom-designed closets provide style and organization in every room. The first-floor primary suite offers a serene retreat, with a spa-inspired bathroom that includes a soaking tub and a rain shower, as well as ample closet space for ultimate convenience. The thoughtful design and attention to detail are evident throughout, from the elegant oak hardwood floors to the custom tile work in the bathrooms. Outside, the home is beautifully surrounded by lush, manicured landscaping, offering the ideal setting for outdoor entertaining or simply relaxing on the front or back porch. Whether you’re enjoying the local wine country or unwinding in your private sanctuary, this home provides the perfect space to do it all. With its perfect blend of luxury, location, and lifestyle, this Cutchogue beauty is ready to welcome its new owner. Don’t miss the chance to experience a new level of comfort and sophistication on the North Fork. Whether you're hosting guests or seeking a peaceful escape, this home delivers timeless design, high-end craftsmanship, and unbeatable access to all that makes the North Fork a premier destination. Pool permit document available upon request. By appointment only. This is new construction - Tax Rates are still being formulated for 2026. 2026 taxes are estimated to be 10, 500. All info is deemed reliable but not guaranteed and should be independently verified by the buyer.
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NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,500,000 | $1,500,000 | $1,500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 5.984% | 5.689% |
| Monthly Tax Payment | $180 | $180 | $180 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,283 | $8,873 | $12,356 |
| Total Monthly Payment | $8,588 | $9,178 | $12,661 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.