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A Rare Opportunity for Effortless Waterfront Living
This home offers the chance to own along one of Ruskin’s most spectacular waterways—an opportunity that rarely comes to market.
Enjoy stunning sunsets and front-row seats to dolphins and manatees playing right in your backyard. Tucked away on a quiet cul-de-sac, this home provides privacy, tranquility, and the relaxed Florida lifestyle buyers are seeking.
Inside, the 2-bedroom, 2-bath layout offers just under 1, 600 sq. ft. of bright, welcoming living space. A massive back patio overlooks the inlet—perfect for morning coffee, unwinding in the evenings, or entertaining year-round.
The updated kitchen features painted mahogany cabinets, granite countertops, upgraded stainless steel appliances, and stylish tile finishes. Durable ceramic tile flooring flows throughout the home, making maintenance effortless and ideal for waterfront living. Quality Impact resistant windows have been installed in this home as well as a Hurricane-resistant Garage door, Gutters, Electric Water Heater, faucets in kitchen & baths and Interior Doors have recently been upgraded for maintenance free peace of mind. The A/C system was upgraded 4 years ago and the entire Interior and Exterior has been freshly painted.
**A Boater’s Paradise**
The recently constructed covered boathouse and dock, complete with a powered boat lift, water, and electricity, can accommodate a boat up to 26'. With deep-water Ruskin Inlet frontage and direct, bridge-free access to Tampa Bay, you can head out fishing, cruise at sunset, or reach Gulf of America waters with ease. The seawall has also been recently reinforced with riprap stone, providing added durability and long-term protection against erosion. Bring your boat, jet ski, paddleboards, and fishing gear—this home is built for all of it.
Homes offering water access, breathtaking views, no HOA, and this level of care and restoration are extremely rare at this price. All flood-related repairs from the 2024 storms have been fully and professionally completed, giving you peace of mind and a beautifully refreshed interior ready for its next owner. With its unmatched setting, revitalized condition, and no HOA, this property delivers exceptional long-term value.
Come experience relaxed waterfront living at its finest—your Florida lifestyle awaits.
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Our Executive Mortgage Banker:
Our Insurance Division:
$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $480,000 | $480,000 | $480,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $399 | $399 | $399 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,651 | $2,839 | $3,827 |
| Total Monthly Payment | $3,142 | $3,330 | $4,318 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.