12824 SETTLERS DRIVE, Hudson, FL, 34667 | $275,999

Charming Pool Home Just 3. 5 Miles From Hudson Beach located in an X-Flood Zone, this beautifully maintained 3-bedroom, 2. 5-bath single-family home is the perfect place to settle in and make your own. This home offers a wonderful blend of vintage character and modern upgrades. Recent improvements include new vinyl flooring, a remodeled primary bathroom with modern stylish tile floors, new staircase, and fresh interior paint throughout. Major updates are already complete with a NEW roof, NEW water heater, NEW gutters, NEW ceiling fans throughout and lanai, New Drywall ceiling in garage, New Garage door opener with remote access and keyless entry access. The pool pump is approximately 2 years old, giving peace of mind for years to come. As you step through the elegant double doors, you're greeted by a bright family and dining room combo with full views of the sparkling pool and spacious backyard. The home features a unique focal-point atrium, filling the interior with natural light and creating an inviting, open atmosphere. The conveniently located half bathroom sits near the entrance. The kitchen is positioned to the left and flows perfectly toward the sliding doors and outdoor space. The primary suite is on the first floor, offering privacy and comfort, complete with a beautifully remodeled bathroom featuring an elegant garden tub. Upstairs, you’ll find two generously sized bedrooms and a full bathroom showcasing charming vintage tile. The bedroom to the left includes an air handler inside the closet, yet still offers plenty of space to add an armoire or wardrobe if desired. With so many upgrades already completed, there’s still room for your personal touches and creativity. This home truly offers the perfect balance of style, comfort, and potential. Come schedule a private tour because this is a RARE FIND.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: In Garage
  • Year Built: 1976
  • Garage: 1-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,732
  • Acreage: 0.07
  • Est. Taxes: $2,263
  • HOA Fee: $28 Monthly
  • Lot Desc: Landscaped
  • View: Pool
  • Elem. School: Gulf Highland Elementary
  • Middle School: Hudson Middle-PO
  • High School: Fivay High-PO
  • Pool: Auto Cleaner, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Microwave, Refrigerator
  • MLS#: TB8453063
  • Days on Market: 99 days
  • Website: https://www.raveis.com
    /prop/TB8453063/12824settlersdrive_hudson_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/23/2026 11:04:22 PM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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12824 SETTLERS DRIVE, Hudson, FL, 34667

$275,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $220,799 $220,799 $220,799
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.407% 6.533% 5.920%
Monthly Tax Payment $189 $189 $189
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,324 $1,378 $1,819
Total Monthly Payment $1,588 $1,642 $2,083

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.