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A beautifully updated Kingston bungalow, blends classic charm with thoughtful modern updates. Mature hydrangeas and a welcoming rocking-chair front porch lead you into bright, airy spaces accented by gleaming hardwood floors and fresh paint. The brand new kitchen has butcher block countertops and all new appliances and the updated bathroom brings a crisp, finished feel to the home. The layout offers true single-story living, with the exciting potential to expand into the unfinished second level - if you’re looking for future flexibility. Additionally, newly updated major systems such as a new roof, windows, heating and AC systems give long-term comfort and peace of mind. Step outside to a cozy stone patio framed by natural stone outcroppings - a uniquely charming spot to unwind, entertain, or enjoy a quiet morning coffee. Ideally located under 5 mins to Uptown Kingston, local schools, the Trailways bus station, and everyday conveniences, this home is a perfect fit for first-time buyers, local renters ready for homeownership, or anyone looking for a move-in-ready Kingston gem.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $667 | $667 | $667 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,634 | $1,701 | $2,269 |
| Total Monthly Payment | $2,376 | $2,443 | $3,011 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.