12046 Prosperity Farms Road, Palm Beach Gardens, FL, 33410 | $2,499,000

Waterfront home offering a stunning long canal view, a large private dock, and a 20, 000 lb boat lift with direct ocean access and no fixed bridges. This spacious open-floorplan home features 4 bedrooms / 3 baths / 2 car garage. Home is rented through August 31, 2026. New owner to agree to transfer lease til lease end.

Inside, enjoy a large gourmet kitchen with stainless steel appliances, granite countertops, natural gas stove, 2023 refrigerator, and an ultra-quiet 2022 dishwasher. Additional interior features include crown molding, plantation shutters, hurricane shutters, natural gas washer/dryer, natural gas water heater, and natural gas pool heater and new air conditioner installed in 2025. The home is surrounded by beautiful mature oak trees and offers a private, landscaped and fenced backyard perfect for relaxing or entertaining. Step outside to your own resort retreat with a heated pool (2023 heater), rock waterfall, 10-person jacuzzi, and a large screened patio. Three pool pumps have been replaced in 2023, 2024, and 2025. Convenient boat-gear storage sits right next to the dock. Dock was redone in 2013. Enjoy the convenience of a whole home exterior security system consisting of 4 motorized night vision cameras that will convey with the sale of the property. Property is ideally located in the heart of Palm Beach Gardens close to shopping, beaches, upscale restaurants, and more. All taxes, measurements and sizes are approximate. Boat lift and boat size capabilities to be confirmed by Buyer. Bonus: Home is fully furnished; furnishings to convey will be shown to buyers during the home tour. Tenant-occupied til August 31, 2026; some items belong to the tenant and do not convey.

Features

  • Amenities: None
  • Rooms: 11
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 125.0 ft x 100.0 ft
  • Laundry: In Garage
  • Year Built: 1972
  • Garage: 2-car Attached
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,400
  • Acreage: 0.27
  • Lot Size: 125.0 ft x 100.0 ft
  • Est. Taxes: $23,143
  • Lot Desc: Sidewalks
  • View: Pool, Canal
  • Water Front: Yes
  • Boat Service: Electric Available, Lift, No Wake Zone, Water Available
  • Pool: Heated, In Ground, Salt Water, Equipment Included, Free Form
  • Pet Policy: Yes, No Restrictions
  • Appliances: Gas Water Heater, Dryer, Disposal, Dishwasher, Gas Range, Ice Maker, Microwave, Refrigerator, Water Heater, Washer
  • MLS#: RX-11144867
  • Website: https://www.raveis.com
    /eprop/RX-11144867/12046prosperityfarmsroad_palmbeachgardens_fl?source=qrflyer
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Listing courtesy of Illustrated Properties LLC (Co

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12046 Prosperity Farms Road, Palm Beach Gardens, FL, 33410

$2,499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,999,200 $1,999,200 $1,999,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.214% 6.145% 5.846%
Monthly Tax Payment $1,929 $1,929 $1,929
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $11,509 $11,986 $16,468
Total Monthly Payment $13,563 $14,040 $18,522

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.