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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. HUGE PRICE REDUCTION. . . priced well below what for what you can build it for and it's READY NOW!!! Unlike what the Builder Charges, this Seller pays the Doc Stamps and the Owners Policy. . . that's NEARLY $9k CHEAPER than the Builder, PLUS Receive up to 1% of purchase price towards Buyers closing costs when using Sellers Preferred Lender.
This is a "Never Lived In" Luxury Home with over $200k in UPGRADES, so it is STILL NEW!!! The heart of the home is the combined grand room with amazing wood beam coffer ceiling, incredible kitchen and casual dining with access thru the 24’ glass sliders to the outdoor living with its oversized covered lanai. The 12’ ceilings, crowned trays, and upgraded 8’ doors truly elevate this home!
The massive kitchen island features wrap around storage and a connected casual dining table. Extensive 42” Staggered Sonoma Cabinetry in White Linen finish are accentuated by Double-Stacked, glass-front uppers, oversized crown, light rail, and custom lighting. Bright Calacatta quartz counters are showcased by white subway tile that frames the stainless vented hood all the way to the ceiling! This Chef’s Dream Kitchen includes all GE profile appliances with a 5 burner glass-cooktop, in-wall microwave and oven, dishwasher, and even has an industrial pull-down faucet and oversized sink.
The large and bright Primary Suite features tray ceiling with crown molding insert, his and her walk-in closets, and private access to the covered lanai, . The bathroom features room length cabinetry with dual sinks and quartz tops, oversized stroll-in shower w/ floor to ceiling tile, built-in bench seat. Bedrooms and Bathrooms have a 4-way split floorplan for maximum privacy, 3 (1st-floor) plus 1 (2nd-floor). Dedicated den/office space off of the foyer has double glass doors and could even be a 5th bedroom.
Upstairs features a large 2nd floor living area that is light and bright, a bedroom, and full bath; perfect for older kids, in-laws, and guests. Home features in-wall tv hook up, recessed lighting, 8' door and so much more. Downstairs Laundry room matches the kitchen and baths custom cabinetry w/ quartz counters and upgraded utility sink and faucets.
The features continue outside w/ the Tuscan, Stacked-Stone elevation, Pavered Driveway and Entrance, Double Doors with Decorative Full-Panel Glass, Barrel Tile Roof, and Insulated Wood-look Garage Doors that lead to 3-car garage w/ epoxied floors. Pre-wired for pool and spa, and pre-plumbed for outdoor kitchen and water softener! The front of this home faces East, the back faces West, and it is NOT in a FLOOD ZONE! This small, gated enclave in Mirada is one of a kind and includes ONLY Westbay luxury homes, trail access, and a private playground!
Located in fast-growing Pasco County, Mirada homeowners enjoy a unique 15-acre man-made lagoon, the largest in the country! Mirada Lagoon connects residents with an amazing beach environment right in their own community to swim, kayak, paddle board and relax. The community’s multi-modal paths conveniently connect neighborhoods to additional amenities like tot lots and dog parks. Nearby services include the Mirada Publix and access to the brand-new Kirkland Ranch Academy of Innovation school. From high-speed action including super-fast ULTRAFi Wifi and Cable TV (included w/ HOA)--to leisurely strolling or floating at Mirada Lagoon. Virtual 3D tour: https: //my. matterport. com/show/?m=7Borwb7PQtJ&brand=0&mls=1&
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|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $422 | $422 | $422 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,293 | $3,474 | $4,624 |
| Total Monthly Payment | $3,807 | $3,988 | $5,138 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.