77 WESTOVER LANE, Palm Coast, FL, 32164 | $329,000

This home is located on the 5th hole of Pine Lakes Golf Course in the well established Pine Lakes Community of Palm Coast. Located on a block of well maintained homes on a corner lot. If you are looking for large rooms with plenty of storage throughout the house this is the one for you. Enclosed Florida room overlooks the green on the 5th hole. Florida room is not included in the square footage of the house (372 square feet). The three bedrooms have the split plan with guest quarters separate from primary. There is a living room, dining room, kitchen overlooking the backyard. Located close to shopping, churches, schools and medical facilities. Need to travel to St. Augustine, Ormond Beach or Daytona - they are just a short ride away. Orlando is about a 90 minute drive. Back yard has a bocci court, fire pit, vegetable garden and outside patio. Two car garage with sliding screen. Come take a look and check out the photos for a good look at the interior. Furnishings available for purchase.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage
  • Style: Florida
  • Year Built: 1978
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,754
  • Acreage: 0.24
  • Est. Taxes: $2,419
  • View: Golf Course
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
  • MLS#: FC314348
  • Days on Market: 137 days
  • Website: https://www.raveis.com
    /prop/FC314348/77westoverlane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 7:02:15 PM)
Listing courtesy of EXIT REALTY FIRST CHOICE   Phone: 386-246-3161

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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77 WESTOVER LANE, Palm Coast, FL, 32164

$329,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $263,200 $263,200 $263,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $202 $202 $202
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,621 $1,662 $2,186
Total Monthly Payment $1,898 $1,939 $2,463

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.