4542 35TH AVENUE CIRCLE E, Palmetto, FL, 34221 | $449,900

A beautifully upgraded 3 Bedroom 2 Bath home offering a private 11, 000-gallon fiberglass pool with water features and serene pond views in the exclusive, no-rental community of Sugar Mill Lakes. This thoughtfully designed home features a desirable split floor plan, perfect for privacy, functionality, and comfortable everyday living.
Move in with confidence thanks to an impressive list of recent updates: a NEW roof (2024), NEW pool equipment (2024), NEW screen and anchors for the pool cage, a newer A/C system (2023 Complete Changeout), newer hot water tank, and fresh interior paint throughout. The home is also located in a NO flood zone, providing peace of mind and long-term value.
Inside, the open-concept layout is filled with natural light and highlighted by stainless steel appliances, an inside laundry room, and easy flow between living, dining, and entertaining spaces. Step outside to your private backyard oasis where the sparkling fiberglass pool is surrounded by lush landscaping, a dedicated garden area, and tranquil water views—perfect for year-round relaxation or hosting.
Sugar Mill Lakes enhances your lifestyle with community amenities including tennis courts, a playground, and scenic lake areas that elevate the sense of tranquility. Low monthly HOA fees and a neighborhood known for pride of ownership complete the package.
With close proximity to I-75, I-275, US-41, and US-301, commuting and travel are exceptionally convenient. Whether you're downsizing, seeking a coastal getaway, or looking for a fresh start in a welcoming community, this home is the perfect place to make your own. Don’t miss your chance to own in one of the area’s most desirable neighborhoods—schedule your showing today!

Features

  • Amenities: Basketball Court, Park, Playground, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2005
  • Garage: 2-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,767
  • Acreage: 0.2
  • Est. Taxes: $3,034
  • HOA Fee: $239 Quarterly
  • Lot Desc: In County, Landscaped, Unincorporated
  • View: Pool, Water
  • Pool: In Ground, Lighting, Pool Sweep, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: A4673731
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/A4673731/454235thavenuecirclee_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/10/2025 11:41:47 PM)
Listing courtesy of TIM LESTER INTERNAT'L REALTY   Phone: 941-981-5388

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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4542 35TH AVENUE CIRCLE E, Palmetto, FL, 34221

$449,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,920 $359,920 $359,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.583% 6.533% 5.764%
Monthly Tax Payment $253 $253 $253
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,129 $2,245 $2,939
Total Monthly Payment $2,457 $2,573 $3,267

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.