Welcome to this updated 3-bedroom, 1-bathroom home, an excellent opportunity for first-time buyers or investors looking for value and potential in an established neighborhood.
Freshly painted with brand-new flooring and updated appliances, this home is move-in ready with room to add your own personal touch. The bright living area flows into a cozy eat-in kitchen, creating a practical layout ideal for everyday living.
Just off the kitchen, the bonus square footage is perfect for storage, a workshop, or the possibility of converting it into a garage or additional living space in the future. The laundry room is located at the back of this area, adding convenience without taking up space in the main home.
Each of the three bedrooms offers optimal space and flexibility for sleeping arrangements or a home office. The full bathroom is centrally located and functional, ready to meet your daily needs.
Outside, the fully fenced oversized backyard presents a blank canvas for your ideas whether that's creating a garden, adding outdoor seating, or simply cleaning up and shaping the space into something you'll enjoy over time.
With its functional layout, fresh interior updates, and backyard potential, this home is a solid option for buyers who want to build equity or invest in a rental. Whether you're just getting started or growing your portfolio, this is a place where you can truly make it your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $120,000 | $120,000 | $120,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.533% | 6.533% | 5.668% |
| Monthly Tax Payment | $186 | $186 | $186 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $700 | $749 | $973 |
| Total Monthly Payment | $961 | $1,010 | $1,234 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.