5697 Cove CIR, Naples, FL, 34119 | $420,000

This inviting three-bedroom, two-and-a-half-bath townhome features high ceilings, a one-car attached garage and serene wide-lake views. The comfortable, move-in-ready interior includes an updated kitchen with granite countertops, easy maintenance laminate and tile flooring, generous closet space and convenient storage under the stairs. Recent mechanical upgrades include a 2022 water heater and air conditioner, along with a new tile roof in 2024. Ideally in North Naples close to everyday conveniences, this well-maintained community offers a recently renovated heated lakeside pool and beautifully landscaped grounds. With reasonable HOA fees, residents enjoy privacy and easy access to nearby restaurants, shopping and the beaches. A seamless blend of location, comfort and thoughtful updates ready for its next owner.

Features

  • Building Design: Townhouse
  • Amenities: Community Pool,Community Room,Sidewalk,Streetlight,Underground Utility
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Style: 2 Story
  • Development: THE COVE
  • Year Built: 1999
  • Garage: 1-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 1,611
  • Est. Taxes: $2,623
  • HOA Fee: $740 Quarterly
  • Lot Desc: Zero Lot Line
  • View: Lake
  • Community Type: Non-Gated
  • Water Front: Yes
  • Pet Policy: With Approval
  • MLS#: 225081905
  • Website: https://www.raveis.com
    /prop/225081905/5697covecir_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premier Sotheby's Int'l Realty

William Raveis Family of Services

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5697 Cove CIR, Naples, FL, 34119

$420,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $336,000 $336,000 $336,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $219 $219 $219
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,069 $2,151 $2,813
Total Monthly Payment $2,363 $2,445 $3,107

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.