Charming 3-Bedroom Home with Seasonal Views in Stony Point, NY Welcome to this inviting 3-bedroom, 1, 600-square-foot home nestled in the heart of Stony Point—offering the perfect blend of comfort, convenience, and character. Recently painted and well-maintained, this home features a bright sunroom ideal for relaxing with morning coffee or enjoying the changing seasons. Step outside to a spacious deck overlooking a beautifully crafted stone retaining wall—perfect for entertaining or peaceful evenings outdoors. A large, detached garage provides ample space for parking, storage, or a workshop. Inside, you’ll find generous living areas, a full unfinished basement ready for your personal touch, and charming details throughout. Located close to all major transportation routes, this property offers an easy commute and is less than an hour from New York City—making it ideal for those seeking suburban tranquility with city accessibility. Come experience the warmth, convenience, and charm this Stony Point gem has to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$579,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $463,920 | $463,920 | $463,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.280% | 5.541% |
| Monthly Tax Payment | $1,038 | $1,038 | $1,038 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,634 | $2,819 | $3,729 |
| Total Monthly Payment | $3,764 | $3,949 | $4,859 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.