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Discover comfort and convenience in this beautifully updated 1-bedroom, 1-bathroom condo located in the desirable age-qualified community of BAY PALMS WITH ONE OF THE LOWEST HOA FEES IN THE COUNTY!! READY TO CALL THIS ONE HOME !!!THIS UNIT HAS EVERYTHING DONE!! Step into this completely updated one bedroom and one bathroom unit. ALL OF THE BIG TICKET ITEMS ARE DONE AND BEST OF ALL THIS UNIT HAS ONE OF THE LOWEST HOA FEES IN THE AREA! Recent upgrades include NEW HVAC, NEW ELECTRICAL PANEL, NEW PLUMBING IN THE KITCHEN AND BATHROOM, NEW FAUCETS, NEW KITCHEN WINDOW, NEW STORM DOOR, GFI'S INSTALLED IN BOTH KITCHEN AND BATHROOM, FRESHLY PAINTED, NEW BASEBOARDS, KITCHEN BACKSPLASH, UPDATED KITCHEN COUNTERS, NEW DOUBLE STAINLESS SINK, TILE FLOORING THROUGHOUT, WINDOW TREATMENTS, CEILING FANS, UPDATED LIGHTING, BATHROOM VANITY, FIXTURES AND HIGH END FURNISHINGS STAY!!!Relax on the private balcony and enjoy a pleasant view—perfect for morning coffee or unwinding in the evening. With its blend of modern upgrades and community amenities, this condo offers the perfect low-maintenance lifestyle in a serene setting. This unit is just steps to the Pool!! Bay Palms is a Hidden Gem, quiet and tucked away, however centrally located to Grocery, Retail stores, Restaurants and just a short commute to our Award-Winning Beaches. You will love the convenience of being steps to the laundry room and your own private storage unit with an assigned parking space. You can walk to the shopping plaza through your own private gate. Enjoy heated pool, clubhouse, shuffleboard court and outdoor grill. This MOVE IN READY unit is perfect for a Part time Florida Retreat, Full time resident, or Income property!! Sorry no pets. Water, Trash and landscaping are included in monthly maintenance. STOP PAYING RENT WITH THIS AFFORDABLE UNIT YOU CAN CALL HOME!! Call today for your private showing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$115,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $92,000 | $92,000 | $92,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $141 | $141 | $141 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $508 | $544 | $734 |
| Total Monthly Payment | $724 | $760 | $950 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.